817 Summit Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 817 Summit Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 2025
Lot Size	0.258 acres (11,243 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Jun 2026)
Tax Bill	$15,549 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04706-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`20-04706-0000-00049`
Alternative APNs	`2000638000000019` `200470600049`

Interior

Stories	2 Stories
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Colonial
Construction Type	Frame
Lot Area	11,243 sqft (0.258 acres)
Lot Dimensions	173 ft deep x 65 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000638000000019
Street Address	817 SUMMIT AVE
City	WESTFIELD
State	NJ
Zip	07090-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD PKWY
Legal Block	4706
Legal Lot Number	49
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4020
Census Tract	36700

Owner

817 Summit Ave is owned and occupied by an individual who bought it in June 2026.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	817 SUMMIT AVE, WESTFIELD, NJ 07090-2605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Jan 14, 2025 · Amount on File
Deed Document Number	202655620
Deed Book / Page	6622 / 2293
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jun 17, 2026
Property Address	817 SUMMIT AVE, WESTFIELD, NJ 07090-2605
Document Number	0000055620
Book / Page	6622 / 2293
Instrument Date	Jun 1, 2026
Instrument	202655620
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 SUMMIT AVE, WESTFIELD, NJ 07090-2605

Mortgage

Document Number	0000093720,
Date	Jun 17, 2026
Instrument	202693720

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 817 Summit Ave was $15,549, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,200 (-25.83%) Land $503,200	$503,200 (-25.83%) Land $503,200
2025	$15,549.00 (+1.77%)	$678,400 Land $503,200 Building $175,200	$678,400 Land $503,200 Building $175,200
2024	$15,278.00
2023		$678,400 Land $503,200 Building $175,200	$678,400 Land $503,200 Building $175,200
2022	$14,653.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 817 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1999–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250