Madison County property record for 820 Spruce St, Alton, IL 62002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,044 sqft · built 1946 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Dec 2021) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2021 Sale |
| APN | 23-2-07-12-13-305-018 |
| Primary APN | 23-2-07-12-13-305-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 820 SPRUCE ST |
|---|---|
| City | ALTON |
| State | IL |
| Zip | 62002-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDEN PLACE LOT 18 50X120 |
| Legal Subdivision | LINDEN PLACE |
| Legal Lot Number | 18 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ALTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 402500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District (Boundary Increase II) listed 2022 · 93 contributing resources · NRIS 78001166 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
820 Spruce St is owned and occupied by two individuals who bought it in December 2021.
Source: Madison County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 SPRUCE ST, ALTON, IL 62002-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Dec 23, 2021 | Warranty Deed, Transfer SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on File |
| Deed Sale | Dec 23, 2021 · Amount on File |
| Deed Document Number | 202152894 |
| Prior Transfer Date | Dec 15, 2021 |
| Prior Transfer Doc | 0000052894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 820 SPRUCE ST, ALTON, IL 62002-3750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000028878 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023R28878 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 23, 2021 |
| Property Address | 820 SPRUCE ST, ALTON, IL 62002-3750 |
| Document Number | 0000052894 |
| Map Reference | PB 7 PG 36 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021R52894 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 SPRUCE ST, ALTON, IL 62002-3750 |
The 2025 property tax bill for 820 Spruce St was $1,017 with a homeowner's exemption.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Alton City |
| County | Madison County |
| County Subdivision | Alton Township |
| Unified School District | Alton Community Unit School District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 | $48,000 Land $2,830 Building $45,170 | $144,000 Land $8,490 Building $135,510 |
| 2024 | $1,017.00 | ||
| 2022 | $1,017.00 | $35,450 Land $2,090 Building $33,360 | $106,456 Land $6,276 Building $100,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 820 Spruce St; there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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