818 Spruce St, Alton, IL 62002 Property Records

Madison County property record for 818 Spruce St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1,375 sqft
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2026)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 4 more
APN	`23-2-07-12-13-305-019`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-12-13-305-019`

Interior

Stories	1 Story
Building Area	1,375 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Siding
Foundation Type	Block
Roof Material	Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Terrain	Rolling
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	818 SPRUCE ST
City	ALTON
State	IL
Zip	62002-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDEN PLACE LOT 19 50X120
Legal Subdivision	LINDEN PLACE
Legal Lot Number	19
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1012
Census Tract	402500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Historic District (Boundary Increase II) listed 2022 · 93 contributing resources · NRIS 78001166

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

818 Spruce St is owned and occupied by an individual who bought it in September 2026.

Source: Madison County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	818 SPRUCE ST, ALTON, IL 62002-3750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 16, 2026	Trustee's Deed, Transfer COMMUNITY TITLE
Dec 28, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Nov 20, 2020	Affidavit of Death, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Nov 20, 2020	Warranty Deed, Transfer NETCO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jun 16, 2026 · Amount on File
Deed Document Number	20262026R27183
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 15, 2026
Property Address	818 SPRUCE ST, ALTON, IL 62002-3750
Document Number	0000027183
Instrument Date	Sep 2, 2026
Instrument	202627183
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,482.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SPRUCE ST, ALTON, IL 62002-3750

Mortgage

Date	Sep 15, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Jun 16, 2026
Property Address	818 SPRUCE ST, ALTON, IL 62002-3750
Document Number	0000017194
Instrument Date	Jun 16, 2026
Instrument	202617194
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$6,060.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 28, 2022
Property Address	818 SPRUCE ST, ALTON, IL 62002-3750
Document Number	0000040553
Map Reference	PB 5 PG 62
Instrument Date	Dec 21, 2022
Instrument	2022R40553
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ROYAL ST, ALTON, IL 62002-3748

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	818 SPRUCE ST, ALTON, IL 62002-3750
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001621
Date	Jan 12, 2022
Instrument	2022R01621

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MADISON IL
Recording Date	Nov 20, 2020
Property Address	818 SPRUCE ST, ALTON, IL 62002-3750
Document Number	0000042753
Instrument Date	Nov 20, 2020
Instrument	42753
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SPRUCE ST ALTON IL 620023750, ALTON, IL 62002-3750

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 20, 2020
Property Address	818 SPRUCE ST, ALTON, IL 62002-3750
Document Number	0000042754
Instrument Date	Nov 19, 2020
Instrument	42754
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NETCO INC

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 ROYAL ST ALTON IL 620023748, ALTON, IL 62002-3748

Tax Assessment & Valuation

The 2025 property tax bill for 818 Spruce St was $1,998 with a homeowner's exemption, up 11.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+11.68%)	$30,960 Land $2,830 Building $28,130	$92,880 Land $8,490 Building $84,390
2024	$1,789.00
2022	$1,479.00	$22,860 Land $2,090 Building $20,770	$68,648 Land $6,276 Building $62,372

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 818 Spruce St; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 818 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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