Kane County property record for 820 South St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,280 sqft · built 1890 |
| Lot Size | 0.22 acres (9,588 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 1999) |
| Tax Bill | $6,109 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-101-035 |
| Primary APN | 06-23-101-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,076 sqft |
| Basement Area | 796 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 9,588 sqft (0.22 acres) |
| Lot Width | 77 ft Width |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 820 SOUTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NONE THAT PART OF THE NORTHWEST 1/4 SEC 23-40-8 DESC IN DOC 99K072453 (EXCEPT DOC 99K089590) |
| Legal Range | 08 |
| Legal Township | 40 |
| Legal Section | 23 |
| Legal Block | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 854900 |
820 South St is owned and occupied by an individual who acquired it in January 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 SOUTH ST, ELGIN, IL 60123-7332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 1999 · Amount on File |
| Deed Sale | Sep 9, 1999 · Amount on File |
| Deed Document Number | 199987386 |
| Last Transfer Date | Jan 12, 2008 |
| Transfer Doc | 0000018225 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 820 South St was $6,109 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,109.00 Homeowner's exemption | $88,078 (+8.57%) Land $21,251 Building $66,827 | $264,340 (+8.57%) Land $63,779 Building $200,561 |
| 2024 | $81,126 Land $19,574 Building $61,552 | $243,475 Land $58,745 Building $184,730 | |
| 2022 | $5,274.00 (+4.66%) Homeowner's exemption | $66,830 (+6.96%) Land $16,125 Building $50,705 | $200,490 (+6.96%) Land $48,375 Building $152,115 |
| 2021 | $5,039.00 Homeowner's exemption | $62,482 Land $15,076 Building $47,406 | $187,446 Land $45,228 Building $142,218 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 South St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 820 South St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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