Carroll County property record for 820 Sandy Flat Rd, Bowdon, GA 30108 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,198 sqft · built 1996 |
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,500 (Feb 2004) |
| Tax Bill | $2,621 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016--0008 |
| Primary APN | 016--0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 1,758 sqft |
| 2nd Floor Area | 440 sqft |
| Upper Floors Area | 440 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 283,140 sqft (6.5 acres) |
| Terrain | Rolling |
| View / Lot | Corner/Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 559 |
|---|---|
| Street Address | 820 SANDY FLAT RD |
| City | BOWDON |
| State | GA |
| Zip | 30108-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE/ACC/6.5AC/SANDY FLAT RD |
| Legal Subdivision | SCOTTY J LEDBETTER SURV |
| Jurisdiction | CARROLL GA |
| Township / Civil Division | BOWDON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 911202 |
Source: Carroll County records · APN 016--0008
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 SANDY FLAT RD, BOWDON, GA 30108-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| May 18, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Sep 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2004 · Amount on Record |
| Deed Sale | Feb 04, 2004 · Amount on Record |
| Prior Sale | Feb 01, 2001 |
| Deed Document Number | 20052004-000861 |
| Deed Book / Page | 2913 / 270 |
| Last Transfer Date | Dec 03, 2012 |
| Transfer Doc | 0052130113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL GA |
| Recording Date | Jun 01, 2026 |
| Property Address | 820 SANDY FLAT RD, BOWDON, GA 30108-2510 |
| Document Number | 6433000136 |
| Book / Page | 6433 / 136 |
| Instrument Date | May 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 820 SANDY FLAT RD, BOWDON, GA 30108-2510 |
| Document Number | 6433000136, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 6433/136 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL GA |
| Property Address | 820 SANDY FLAT RD, BOWDON, GA 30108-2510 |
| Document Number | 0058600433 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 820 SANDY FLAT RD BOWDON GA 301082510, BOWDON, GA 30108-2510 |
| Document Number | 0058600433 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 005860/000433 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL GA |
| Property Address | 820 SANDY FLAT RD, BOWDON, GA 30108-2510 |
| Document Number | 0057140200 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 820 SANDY FLAT RD BOWDON GA 301082510, BOWDON, GA 30108-2510 |
| Document Number | 0057140200 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 005714/000200 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL GA |
| Property Address | 820 SANDY FLAT RD, BOWDON, GA 30108-2510 |
| Document Number | 0056630942 |
| Instrument Date | Sep 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 SANDY FLAT RD BOWDON GA 301082510, BOWDON, GA 30108-2510 |
| Document Number | 0056630942 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 005663/000942 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2048 |
Source: Carroll County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Carroll County |
| Unified School District | Carroll County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,621.00 Homeowner's exemption | $142,383 (-) Land $15,494 Building $126,889 | $355,958 (-) Land $38,736 Building $317,222 |
| 2024 | $2,621.00 (+24.22%) Homeowner's exemption | $142,383 (+10.85%) Land $15,494 Building $126,889 | $355,958 (+10.85%) Land $38,736 Building $317,222 |
| 2023 | $2,110.00 (-17.03%) Homeowner's exemption | $128,452 (+26.66%) Land $12,396 Building $116,056 | $321,128 (+26.66%) Land $30,989 Building $290,139 |
| 2022 | $2,543.00 Homeowner's exemption | $101,417 Land $8,264 Building $93,153 | $253,541 Land $20,659 Building $232,882 |
Source: FEMA National Flood Hazard Layer, Carroll County (13045C), updated August 15, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 97% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 258 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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