Morgan County property record for 820 Prospect St, Fort Morgan, CO 80701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,904 sqft · built 1938 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $683 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1229-061-24-016 |
| Primary APN | 1229-061-24-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Total Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 542 sqft |
| Unfinished Basement | 130 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 152 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 820 PROSPECT ST |
|---|---|
| City | FORT MORGAN |
| State | CO |
| Zip | 80701-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD PARK ADD FM BLOCK 09 LOT 27 AND- LOT 28 ALL LT 27 & S15FT LT 28 |
| Legal Subdivision | PARK ADD |
| Legal Block | 9 |
| Legal Lot Number | 28 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | FORT MORGAN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 400 |
820 Prospect St is owned and occupied by an individual.
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 PROSPECT ST, FORT MORGAN, CO 80701-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 820 Prospect St was $683, up 51.4% from the year before.
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Fort Morgan City |
| Unified School District | Fort Morgan School District RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $683.00 (+51.44%) | $14,370 (+27.39%) Land $2,230 Building $12,140 | $229,830 (+36.54%) Land $35,600 Building $194,230 |
| 2024 | $451.00 (-1.31%) | $11,280 (-24.65%) Land $1,800 Building $9,480 | $168,330 (-24.63%) Land $26,830 Building $141,500 |
| 2023 | $457.00 | $14,970 Land $2,390 Building $12,580 | $223,330 Land $35,600 Building $187,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Viaero Wireless.
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