811 Prospect St, Fort Morgan, CO 80701 Property Records

Morgan County property record for 811 Prospect St, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1915
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jun 2026)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1229-061-23-006`

Property Details

APN / Parcel Number

Primary APN	`1229-061-23-006`
Alternative APN	`R006941`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Total Area
1st Floor Area	858 sqft
Basement Area	108 sqft
Unfinished Basement	108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	811 PROSPECT ST
City	FORT MORGAN
State	CO
Zip	80701-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD PARK ADD FM BLOCK 08 LOT 11 AND- LOT 12
Legal Subdivision	PARK ADD
Legal Block	8
Legal Lot Number	12
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	2
Census Block	2034
Census Tract	400

Owner

811 Prospect St is owned and occupied by an individual who bought it in June 2026.

Source: Morgan County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Special Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Sep 7, 2023	Intrafamily Transfer, Transfer
Aug 21, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Jun 3, 2024 · Amount on File
Deed Document Number	2026962568
Prior Transfer Date	Sep 4, 2023
Prior Transfer Doc	0000947998
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jun 8, 2026
Property Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038
Document Number	0000962568
Instrument Date	May 28, 2026
Instrument	2026962568
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NORTHERN CALIFORNIA TITLE COMPANY, NORTHERN COLORADO TITLE HOME

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,595.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038

Mortgage

Document Number	0000962569,
Date	Jun 8, 2026
Instrument	2026962569

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Sep 7, 2023
Property Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038
Document Number	0000947998
Instrument Date	Sep 4, 2023
Instrument	947998
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 SPRING CREEK DR, LARAMIE, WY 82070-4804

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 21, 2023
Property Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038
Document Number	0000947726
Instrument Date	Aug 19, 2023
Instrument	947726
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 PROSPECT ST, FORT MORGAN, CO 80701-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 SPRING CREEK DR, LARAMIE, WY 82070-4804

Tax Assessment & Valuation

The 2025 property tax bill for 811 Prospect St was $1,225, up 33.3% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 (+33.3%)	$14,550 (+26.74%) Land $2,500 Building $12,050	$232,780 (+35.87%) Land $40,050 Building $192,730
2024	$919.00 (-1.29%)	$11,480 (-24.27%) Land $2,030 Building $9,450	$171,330 (-24.3%) Land $30,320 Building $141,010
2023	$931.00 (-4.81%)	$15,160 (+26.97%) Land $2,680 Building $12,480	$226,330 (+31.77%) Land $40,050 Building $186,280
2022	$978.00	$11,940 Land $2,630 Building $9,310	$171,760 Land $37,800 Building $133,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 811 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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