Delta County property record for 820 Palmer St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,396 sqft · built 1967 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,000 (Oct 2023) |
| Tax Bill | $1,155 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R025608 |
| Primary APN | R025608 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,396 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | R025608 |
|---|---|
| Street Address | 820 PALMER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 820 PALMER ST DELTA 81416 TOTAL AC 0.17 +- T:15S R96W SEC:24 LOTS 27, 28 IN BLOCK 5 OF PLAT B OF THE CITY OF DELTA R738356 SOA R738444 SOA R738446 R749325 |
| Legal Subdivision | PLAT B OF THE CITY OF DELTA |
| Legal Block | 5 |
| Legal Lot Number | 27,28 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 PALMER ST, DELTA, CO 81416-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Oct 11, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Deed Document Number | 2023749325 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 820 PALMER ST, DELTA, CO 81416-1746 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 820 PALMER ST, DELTA, CO 81416-1746 |
| Investor | Possibly a Property Investor |
| Document Number | 0000763744 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 763744 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 11, 2023 |
| Property Address | 820 PALMER ST, DELTA, CO 81416-1746 |
| Document Number | 0000749325 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 749325 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 PALMER ST, DELTA, CO 81416-1746 |
| Name | Verified Name |
|---|---|
| Address | 820 PALMER ST, DELTA, CO 81416-1746 |
| Investor | Possibly a Property Investor |
| Document Number | 0000749326 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 749326 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,155.00 (+1.14%) Additional exemption filed | $16,972 (-1.7%) Land $3,125 Building $13,847 | $271,555 (+5.38%) Land $50,000 Building $221,555 |
| 2024 | $1,142.00 Additional exemption filed | $17,265 (-) Land $17,265 | |
| 2023 | Additional exemption filed | $17,265 (+21.81%) Land $17,265 | $257,693 (+26.36%) Land $257,693 |
| 2022 | Additional exemption filed | $14,174 Land $2,085 Building $12,089 | $203,941 Land $30,000 Building $173,941 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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