Delta County property record for 809 Palmer St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,652 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Oct 2023) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R015015 |
| Primary APN | R015015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,652 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Municipal |
| Account Number | R015015 |
|---|---|
| Street Address | 809 PALMER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 809 PALMER ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: PLAT B DELTA BLOCK: 7 LOT: 2 AND:- LOT: 3 TOTAL ACRES 0.17 +/- SEC 24 T15S R96W 6PM BLK 7 LT 2 & 3 PLAT B DELTA BK 285 PG 85 BK 362 PG 494 BK 294 PG 5 BK 330 PG 387 BK 376 PG 266 BK 462 PG 96 |
| Legal Subdivision | PLAT B DELTA |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 965100 |
Source: Delta County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 PALMER ST, DELTA, CO 81416-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Feb 11, 2022 | Deed in Lieu of Foreclosure, Foreclosure |
| Sep 1, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage LYNN ANDERSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 2023749507 |
| Prior Transfer Date | Jul 31, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 20, 2023 |
| Property Address | 809 PALMER ST, DELTA, CO 81416-1745 |
| Document Number | 0000749507 |
| Map Reference | PL B |
| Instrument Date | Oct 20, 2023 |
| Instrument | 749507 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2056 BROOK WAY, MONTROSE, CO 81403-9598 |
| Name | Verified Name |
|---|---|
| Address | 809 PALMER ST, DELTA, CO 81416-1745 |
| Document Number | 0000749508 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 749508 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0000749509 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 749509 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 11, 2022 |
| Property Address | 809 PALMER ST, DELTA, CO 81416-1745 |
| Document Number | 0000736765 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 736765 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2056 BROOK WAY, MONTROSE, CO 81403-9598 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 1, 2021 |
| Property Address | 809 PALMER ST, DELTA, CO 81416-1745 |
| Document Number | 732363 |
| Map Reference | DOC 7102 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 732363 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 PALMER ST, DELTA, CO 81416-1745 |
| Document Number | 732364 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 732364 |
| Name | LYNN ANDERSON |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (+22.14%) | $17,596 (+18.81%) Land $3,125 Building $14,471 | $281,532 (+27.37%) Land $50,000 Building $231,532 |
| 2024 | $980.00 (+4.03%) | $14,810 (-) Land $2,012 Building $12,798 | |
| 2023 | $942.00 (+50.96%) | $14,810 (+53.07%) Land $2,012 Building $12,798 | $221,042 (+58.79%) Land $30,028 Building $191,014 |
| 2022 | $624.00 | $9,675 Land $1,173 Building $8,502 | $139,204 Land $16,875 Building $122,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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