820 NW 115th Dr, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 820 NW 115th Dr, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,767 sqft · built 1983
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2022)
Tax Bill$4,734 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-09-36-35-0A00-00122-A000

Property Details

APN / Parcel Number

Primary APN1-09-36-35-0A00-00122-A000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,767 sqft Heated Area
Gross Area3,668 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area108,900 sqft (2.5 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address820 NW 115TH DR
CityOKEECHOBEE
StateFL
Zip34972-8327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMENCE AT THE SW CORNER OF SECTION 9, TOWNSHIP 36 SOUTH, RANGE 35 EAST, AND RUN NORTH 8940'07" EAST FOR A DISTANCE OF 1,256
Legal Range35E
Legal Township36S
Legal Section09
Legal SubdivisionTHENCE RUN
Legal Tract122
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3032
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address820 NW 115TH DR, OKEECHOBEE, FL 34972-8327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2022 · Amount on Record
Deed SaleAug 4, 2022 · Amount on Record
Deed Document Number2022010652
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 4, 2022
Property Address820 NW 115TH DR, OKEECHOBEE, FL 34972-8327
Document Number0000010652
Instrument DateAug 2, 2022
Instrument2022010652
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1015, OKEECHOBEE, FL 34973-1015

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 NW 115TH DR, OKEECHOBEE, FL 34972-8327

Mortgage

Document Number0000010653
DateAug 4, 2022
Instrument2022010653
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,734.00 (+4.25%) Homeowner's exemption$385,843 (+20.42%)$391,195 (+22.09%) Land $76,000 Building $315,195
2023$4,541.00 (+201.53%) Homeowner's exemption$320,410 (+158.35%) Land $52,000 Building $268,410$320,410 (+24.95%) Land $52,000 Building $268,410
2022$1,506.00 Homeowner's exemption Additional exemption filed$124,022$256,424 Land $42,000 Building $214,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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