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628 NW 115th Dr, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 628 NW 115th Dr, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,868 sqft · built 2008
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on File
Tax Bill$2,586 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1-09-36-35-0A00-00119-A000

Property Details

APN / Parcel Number

Primary APN1-09-36-35-0A00-00119-A000
Alternative APN
  • R10936350A0000119A000

Interior

Full Baths2 Baths
Building Area1,868 sqft Living Area
Gross Area2,930 sqft
1st Floor Area2,068 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area108,464 sqft (2.49 acres)
Garage TypeAttached
Garage Area537 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address628 NW 115TH DR
CityOKEECHOBEE
StateFL
Zip34972-8321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE NORTH ONE-HALF (NORTH 1/2) OF THE FOLLOWING DESCRIBED LAND: COMMENCE AT THE SW CORNER OF SECTION 9, TOWNSHIP 36 SOUTH, RANGE 35 EAST, AND RUN NORTH 894007 EAST ALONG THE SECTION LINE FOR A DISTANCE OF 1,256.02 FEET; THENCE RUN NORTH 01954 WEST FO
Legal Range35E
Legal Township36S
Legal Section09
Legal SubdivisionTHENCE RUN
Legal Tract119
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3032
Census Tract910101

Owner

Source: Okeechobee County records · APN 1-09-36-35-0A00-00119-A000

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 NW 115TH DR, OKEECHOBEE, FL 34972-8321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2009
Deed SaleFeb 03, 2009
Prior SaleAug 25, 1995 · Amount on Record
Deed Document Number20091174
Deed Book / Page665 / 935
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address628 NW 115TH DR, OKEECHOBEE, FL 34972-8321
Document Number0000011749
Instrument DateNov 08, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address629 NW 113TH DR OKEECHOBEE FL 349728316, OKEECHOBEE, FL 34972-8316

Mortgage

Document Number0000011749
DateNov 18, 2019
Instrument11749
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,586.00 (+7.44%) Homeowner's exemption$177,108 (+5.99%)$365,209 (+4.93%) Land $75,760 Building $289,449
2023$2,407.00 (+7.41%) Homeowner's exemption$167,104 (+3%)$348,050 (+21%) Land $51,840 Building $296,210
2022$2,241.00 Homeowner's exemption$162,237$287,650 Land $41,880 Building $245,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), as of July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939101013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 19 locations within half a mile of this property.

Nearby Properties on NW 115th Dr

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