Midland County property record for 820 Mill St, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 872 sqft · built 1917 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $95,000 (Oct 2023) |
| Tax Bill | $3,293 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-40-640 |
| Primary APN | 14-16-40-640 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 820 MILL ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-5388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-4 |
| Legal Description | LOT 5 BLK 7 DOW CHEM ADD |
| Legal Subdivision | DOW CHEM ADD |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 290100 |
Source: Midland County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Oct 19, 2023 | Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| May 28, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Book / Page | 1668 / 515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 820 MILL ST, MIDLAND, MI 48640-5388 |
| Document Number | 0000005340 |
| Book / Page | 2026 / 5340 |
| Instrument Date | May 23, 2026 |
| Instrument | 20265340 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1103 RODD ST, MIDLAND, MI 48640-5466 |
| Document Number | 0000005340, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 2026/5340 |
| Instrument | 20265340 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 19, 2023 |
| Property Address | 820 MILL ST, MIDLAND, MI 48640-5388 |
| Document Number | 001668/515 |
| Book / Page | 1668 / 515 |
| Map Reference | LB A PG 31 |
| Instrument Date | Oct 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WINCHESTER DR, SAVANNAH, GA 31410-4217 |
| Name | Verified Name |
|---|---|
| Address | 3225 MCLEOD DR #100 # 100, 100, LAS VEGAS, MI 49121 |
| Document Number | 001668/516 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 1668/516 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 28, 2019 |
| Property Address | 820 MILL ST, MIDLAND, MI 48640-5388 |
| Document Number | 01624/00807 |
| Book / Page | 01624 / 00807 |
| Instrument Date | May 23, 2019 |
| Instrument | 01624-00807 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $533.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4405 OAKRIDGE DR, MIDLAND, MI 48640-2155 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,200 (+31.29%) | $128,400 (+31.29%) | |
| 2024 | $3,293.00 (+143.21%) | ||
| 2023 | $48,900 | $97,800 | |
| 2022 | $1,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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