812 Mill St, Midland, MI 48640 Property Records

Midland County property record for 812 Mill St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1937
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Sep 2021)
Tax Bill	$2,174 (2022)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-40-642`

Property Details

APN / Parcel Number

Primary APN	`14-16-40-642`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
Basement Area	864 sqft

Exterior

Year Built	Built 1937
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	141640642
Street Address	812 MILL ST
City	MIDLAND
State	MI
Zip	48640-5388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA4
Legal Description	LOT 4 BLK 7 DOW CHEM ADD
Legal Subdivision	DOW CHEM ADD
Legal Block	7
Legal Lot Number	4
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4016
Census Tract	290100

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	812 MILL ST, MIDLAND, MI 48640-5388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	0016491226
Deed Book / Page	1649 / 1226
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 17, 2021
Property Address	812 MILL ST, MIDLAND, MI 48640-5388
Document Number	1649/1226
Book / Page	1649 / 1226
Map Reference	LB A PG 30
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCES AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 MILL ST, 812, MIDLAND, MI 48640-5388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MILL ST, MIDLAND, MI 48640-5388

Mortgage

Document Number	16491227
Date	Sep 17, 2021
Instrument	1649/1227

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20