820 Maple Leaf Ln, Apt 28, Petoskey, MI 49770 Property Records

Emmet County property record for 820 Maple Leaf Ln, Apt 28, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,246 sqft · built 2005
Lot Size	0.015 acres (692 sqft)
Owner	Company Name on Record
Tax Bill	$8,863 (2024)
Deeds & Mortgages	Aug 2023 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-355-128`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-355-128`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	11 Units
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	692 sqft
Garage Area	456 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	820 MAPLE LEAF LN, 28
City	PETOSKEY
State	MI
Zip	49770-7705
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	COP PUD
Legal Description	HARBOR WATCH CONDOMINIUM, PLAN #213, UNIT #28 & G-13. SECTION 6, T34N R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	HARBOR WATCH CONDOMINIUM
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1041
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	820 MAPLE LEAF LN, 28, PETOSKEY, MI 49770-7705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer
Jun 2, 2023	Warranty Deed, Transfer
Jul 14, 2020	Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023
Deed Sale	Jun 2, 2023
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	20235205547
Deed Book / Page	1252 / 558
Last Transfer Date	Jul 26, 2023
Transfer Doc	001253/883
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 4, 2023
Property Address	820 MAPLE LEAF LN APT 28, 28, PETOSKEY, MI 49770-7705
Document Number	001253/883
Book / Page	1253 / 883
Instrument Date	Jul 26, 2023
Instrument	5206875
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	820 MAPLE LEAF LN, PETOSKEY, MI 49770-7710

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 2, 2023
Property Address	820 MAPLE LEAF LN APT 28, 28, PETOSKEY, MI 49770-7705
Document Number	001252/558
Book / Page	1252 / 558
Instrument Date	Jun 2, 2023
Instrument	5205547
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MAPLE LEAF LN, PETOSKEY, MI 49770-7710

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 14, 2020
Property Address	820 MAPLE LEAF LN APT 28, 28, PETOSKEY, MI 49770-7705
Document Number	1223/71
Book / Page	1223 / 71
Instrument Date	Jun 26, 2020
Instrument	5176012
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 DIVISION ST, PETOSKEY, MI 49770-2442

Mortgage

Document Number	5176013
Date	Jul 14, 2020
Instrument	5176013

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,700 (+7.45%) Land $399,700	$799,400 (+7.45%) Land $799,400
2025		$372,000 (+52.02%) Land $372,000	$744,000 (+52.02%) Land $744,000
2024	$8,863.00
2023		$244,700 Land $244,700	$489,400 Land $489,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile.

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