820 Maple Leaf Ln, Apt 21, Petoskey, MI 49770 Property Records

Emmet County property record for 820 Maple Leaf Ln, Apt 21, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,615 sqft · built 2005
Lot Size	0.019 acres (846 sqft)
Owner	Company Name on Record
Tax Bill	$8,282 (2024)
Deeds & Mortgages	Nov 2025 Sale Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-355-121`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-355-121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	11 Units
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	846 sqft
Garage Area	562 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	820 MAPLE LEAF LN, 21
City	PETOSKEY
State	MI
Zip	49770-9062
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	COP PUD
Legal Description	HARBOR WATCH CONDO PLAN #213, UNIT 21. SECTION 6, T34N R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	HARBOR WATCH CONDO
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1041
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	820 MAPLE LEAF LN, 21, PETOSKEY, MI 49770-9062
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer
Jul 7, 2023	Warranty Deed, Transfer
Feb 11, 2022	Warranty Deed, Transfer
Aug 18, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS
Oct 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023
Deed Sale	Jul 7, 2023
Prior Sale	Feb 11, 2022
Deed Document Number	20235206274
Deed Book / Page	1253 / 282
Last Transfer Date	Aug 13, 2024
Transfer Doc	001271/385
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 19, 2025
Property Address	820 MAPLE LEAF LN APT 21, 21, PETOSKEY, MI 49770-9062
Document Number	001271/385
Book / Page	1271 / 385
Instrument Date	Aug 13, 2024
Instrument	5224421
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	820 MAPLE LEAF LN, PETOSKEY, MI 49770-7710

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 7, 2023
Property Address	820 MAPLE LEAF LN APT 21, 21, PETOSKEY, MI 49770-9062
Document Number	001253/282
Book / Page	1253 / 282
Instrument Date	Jun 30, 2023
Instrument	5206274
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MAPLE LEAF LN, PETOSKEY, MI 49770-7710

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 11, 2022
Property Address	820 MAPLE LEAF LN APT 21, 21, PETOSKEY, MI 49770-9062
Document Number	001241/508
Book / Page	1241 / 508
Instrument Date	Feb 1, 2022
Instrument	5194482
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 N KINGSBURY ST, CHICAGO, IL 60654-5754

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Aug 18, 2020
Property Address	820 MAPLE LEAF LN APT 21, 21, PETOSKEY, MI 49770-9062
Document Number	001224/154
Book / Page	1224 / 154
Instrument Date	Aug 6, 2020
Instrument	5177100
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MAPLE LEAF LN, PETOSKEY, MI 49770-7710
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001224/0000000155
Date	Aug 18, 2020
Book Page	0000001224/0000000155
Instrument	5177101

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 25, 2018
Property Address	820 MAPLE LEAF LN APT 21, 21, PETOSKEY, MI 49770-9062
Document Number	001207/539
Book / Page	1207 / 539
Instrument Date	Oct 22, 2018
Instrument	000005160433
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820, PETOSKEY, MI 49770

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,400 (+7.5%) Land $289,400	$578,800 (+7.5%) Land $578,800
2025		$269,200 (+74.13%) Land $269,200	$538,400 (+74.13%) Land $538,400
2024	$8,282.00
2023		$154,600 Land $154,600	$309,200 Land $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile.

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