820 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 820 Maher Rd, Royal Oaks, CA 95076 · Last verified October 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,539 sqft · built 1978
Lot Size2.59 acres (113,256 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Sep 2019)
Tax Bill$9,028 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-321-010-000

Property Details

APN / Parcel Number

Primary APN127-321-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,539 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Construction TypeWood
Lot Area113,256 sqft (2.59 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address820 MAHER RD
CityROYAL OAKS
StateCA
Zip95076-9011
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionVOL 12 PAR MAPS PG 88 PAR D 2.66 AC APROX & R/W
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2003
Census Tract10202

Owner

Source: Monterey County records · APN 127-321-010-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address820 MAHER RD, ROYAL OAKS, CA 95076-9011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
LOANPAL LLC
Sep 06, 2019Grant Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2019 · Amount on Record
Deed SaleSep 06, 2019 · Amount on Record
Prior SaleSep 06, 2019 · Amount on Record
Deed Document Number0000039002
Last Transfer DateJun 18, 2020
Transfer Doc0000029200
Record UpdatedJun 07, 2026

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJun 18, 2020
Property Address820 MAHER RD, ROYAL OAKS, CA 95076-9011
Document Number0000029200
Map ReferenceVOL 12 PG 88
Instrument DateMay 21, 2020
Instrument2020029200
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address820 MAHER RD, ROYAL OAKS, CA 95076-9011

Mortgage

Document Number0000029201
DateJun 18, 2020
Instrument2020029201
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateSep 06, 2019
Property Address820 MAHER RD, ROYAL OAKS, CA 95076-9011
Document Number0000039002
Map ReferenceVOL 12 PG 88
Instrument DateAug 19, 2019
Instrument2019039002
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address820 MAHER RD, ROYAL OAKS, CA 95076-9011

Mortgage

Document Number0000039003
DateSep 06, 2019
Instrument2019039003
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictNorth Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,028.00 (+4.08%)$820,228 (+4.04%) Land $437,456 Building $382,772
2023$8,674.00 (+0.68%)$788,379 Land $420,470 Building $367,909
2022$8,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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