797 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 797 Maher Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,004 sqft · built 1979
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2012)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-322-011-000`

Property Details

APN / Parcel Number

Primary APN	`127-322-011-000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Stories	1 Story
Building Area	6,008 sqft Living Area
1st Floor Area	6,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	87,991 sqft (2.02 acres)
Garage Area	228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	797 MAHER RD
City	ROYAL OAKS
State	CA
Zip	95076-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP 18 BNYMC RO POR OF LOT 280 ELY OF MAHER RD SHOWN AS PARCEL D IN VOL 2 OF PARCEL MAPS PG 112 2.016 AC RW & EXC RW
Legal Subdivision	ASSRS MP 18 BNYMC RO
Legal Block	3
Legal Lot Number	280
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3009
Census Tract	10202

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	797 MAHER RD, ROYAL OAKS, CA 95076-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MONTEREY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2012 · Amount on Record
Deed Sale	Feb 9, 2012 · Amount on Record
Prior Sale	Sep 2, 2011 · Amount on Record
Deed Document Number	20128717
Prior Transfer Date	Aug 31, 2011
Prior Transfer Doc	0000048580
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	797 MAHER RD, ROYAL OAKS, CA 95076-9027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 MAHER RD, ROYAL OAKS, CA 95076-9027

Mortgage

Document Number	0000052235
Date	Sep 30, 2020
Instrument	2020052235

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	797 MAHER RD, ROYAL OAKS, CA 95076-9027
Document Number	0000029389
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	797 MAHER RD ROYAL OAKS CA 950769027, ROYAL OAKS, CA 95076-9027

Mortgage

Document Number	0000029389
Date	Jul 16, 2019
Instrument	29389

Lender

Name	MONTEREY CU
Address	MONTEREY, CA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,618 (+2%) Land $198,577 Building $269,041
2025	$5,126.00 (+4%)	$458,450 (+4.04%) Land $194,684 Building $263,766
2023	$4,929.00 (+0.84%)	$440,650 Land $187,125 Building $253,525
2022	$4,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1995–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
AT&T DSL	25 / 5

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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