Cook County property record for 820 Jay St, Elgin, IL 60120 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,257 sqft Living Area |
| Lot Size | 7,040 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2024) |
| Tax Bill | $6,045.00 (2023) |
| Primary APN | 06-19-301-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,257 sqft Living Area |
| 1st Floor | 1,257 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,040 sqft (0.162 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 820 JAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (SWABACKS) RESUB DIVIN LTS 7-12 OF PLAYGROUND PARK AD D ELGIN ILLINOIS SUB IN WH SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | ELGIN ILLINOIS SUB |
| Legal Lot Number | 7-12 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-301-012
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 13, 2022 | Warranty Deed, Transfer · Line of Credit GOLD COAST BANK CHICAGO IL |
| Mar 16, 2022 | Foreclosure |
| Jun 30, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jun 30, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Prior Sale | Mar 16, 2022 · Amount on Record |
| Deed Doc Number | 202420346 |
| Prior Transfer Date | Mar 24, 2023 |
| Prior Transfer Doc | 0000025050 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 04, 2023 |
| Property Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 0009425050 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2309425050 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC, RAVENSWOOD TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 0009425051 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | 2309425051 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 13, 2022 |
| Property Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 0028628203 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2228628203 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 0028628204 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2228628204 |
| Name | GOLD COAST BANK CHICAGO IL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 19, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 16, 2022 |
| Property Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 0007540016 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2207540016 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $131.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 W WASHINGTON ST STE 1020, 1020, CHICAGO, IL 60602-2738 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 1720708089 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 820 JAY ST ELGIN IL 601208223, ELGIN, IL 60120-8223 |
| Document Number | 1720708089 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 20708089 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 820 JAY ST, ELGIN, IL 60120-8223 |
| Document Number | 1721347070 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 820 JAY ST ELGIN IL 601208223, ELGIN, IL 60120-8223 |
| Document Number | 1721347070 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 21347070 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 (+57.14%) Land $4,928 Building $28,072 | $330,000 (+57.14%) Land $49,280 Building $280,720 | |
| 2023 | $6,045.00 (+2.91%) | ||
| 2022 | $5,874.00 | $21,000 Land $2,816 Building $18,184 | $210,000 Land $28,160 Building $181,840 |
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