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817 Jay St, Elgin, IL 60120 Property Records

Cook County property record for 817 Jay St, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,708 sqft · built 1955
Lot Size0.186 acres (8,092 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Aug 2019)
Tax Bill$5,666 (2023)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-307-028

Property Details

APN / Parcel Number

Primary APN06-19-307-028
Alternative APN
  • 06-19-307-028-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,092 sqft (0.186 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address817 JAY ST
CityELGIN
StateIL
Zip60120-8222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PLAYGROUND)(PARK) ADD ELGIN ILLINOIS SUB IN WH SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionPLAYGROUND PARK
Legal Lot Number35,34
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1006
Census Tract804406

Owner

Source: Cook County records · APN 06-19-307-028

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address817 JAY ST, ELGIN, IL 60120-8222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2019 · Amount on Record
Deed SaleAug 08, 2019 · Amount on Record
Prior SaleJun 06, 2002 · Amount on Record
Deed Document Number20198311
Prior Transfer DateApr 18, 2002
Prior Transfer Doc0000035837
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 08, 2019
Property Address817 JAY ST, ELGIN, IL 60120-8222
Document Number1922008311
Instrument DateJul 23, 2019
Instrument22008311
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyUSI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 JAY ST ELGIN IL 601208222, ELGIN, IL 60120-8222

Mortgage

Document Number1922008312
DateAug 08, 2019
Instrument22008312
Lender
NameKEY MTG SVCS
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 07, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (+26.09%) Land $5,664 Building $23,336$290,000 (+26.09%) Land $56,640 Building $233,360
2023$5,666.00 (+3.47%)
2022$5,476.00 Homeowner's exemption$22,999 Land $3,236 Building $19,763$229,990 Land $32,360 Building $197,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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