820 Harding Ave, Gillespie, IL 62033 Property Records

Macoupin County property record for 820 Harding Ave, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2021)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
APN	`20-18-326-004`

Property Details

APN / Parcel Number

Primary APN	`20-18-326-004`
Alternative APN	`03-000-748-00`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	820 HARDING AVE
City	GILLESPIE
State	IL
Zip	62033-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18 T8 R6 PT N 1/2 NE SW - BEG AT A PT ON N LN N 1/2 SW SEC 18 - 1785' E OF NW COR N 1/2 SW, TH E ALG N LN 170', S 534', W 17
Legal Range	06W
Legal Township	08N
Legal Section	18
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	1
Census Block	1004
Census Tract	956900

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 HARDING AVE, GILLESPIE, IL 62033-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	2021592981
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 12, 2021
Property Address	820 HARDING AVE, GILLESPIE, IL 62033-1007
Document Number	592981
Instrument Date	Aug 11, 2021
Instrument	592981
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, LITCHFIELD, IL 62056-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1211 W MORTON AVE, JACKSONVILLE, IL 62650-2770

Mortgage

Document Number	592982
Date	Aug 12, 2021
Instrument	592982

Lender

Name	CNB BANK & TRUST NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Cahokia Township
Municipality	East Gillespie Village
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (+5.94%)	$38,815 (+7%) Land $4,035 Building $34,780	$116,445 (+7%) Land $12,105 Building $104,340
2024	$1,649.00 (+7.43%)	$36,276 (+15.56%) Land $3,771 Building $32,505	$108,828 (+15.56%) Land $11,313 Building $97,515
2022	$1,535.00 Homeowner's exemption	$31,392 Land $3,264 Building $28,128	$94,176 Land $9,792 Building $84,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink.

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