810 Harding Ave, Gillespie, IL 62033 Property Records

Macoupin County property record for 810 Harding Ave, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	2.33 acres (101,495 sqft)
Owner	Individual Name on Record
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2023 Mortgage + 1 more
APN	`20-18-326-003`

Property Details

APN / Parcel Number

Primary APN	`20-18-326-003`
Alternative APN	`03-000-751-00`

Exterior

Lot Area	101,495 sqft (2.33 acres)

Location & Zoning

Street Address	810 HARDING AVE
City	GILLESPIE
State	IL
Zip	62033-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18 T8 R6 NW COR SW 20-18-326-003
Legal Range	06W
Legal Township	08N
Legal Section	18
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	1
Census Block	1004
Census Tract	956900

Owner

Source: Macoupin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 HARDING AVE, GILLESPIE, IL 62033-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 9, 2023	Deed of Trust, Mortgage HUD
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 17, 2025
Transfer Doc	0000617222
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	810 HARDING AVE, GILLESPIE, IL 62033-1007
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 HARDING AVE, GILLESPIE, IL 62033-1007

Mortgage

Document Number	0000609404
Date	Jan 29, 2024
Instrument	609404

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jul 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	810 HARDING AVE, GILLESPIE, IL 62033-1007
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606684
Date	Aug 9, 2023
Instrument	606684

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	810 HARDING AVE, GILLESPIE, IL 62033-1007
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	591738
Date	Jun 17, 2021
Instrument	591738

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Cahokia Township
Municipality	East Gillespie Village
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (+6.61%)	$28,425 (+7%) Land $5,095 Building $23,330	$85,275 (+7%) Land $15,285 Building $69,990
2024	$1,120.00 (+9.06%)	$26,566 (+15.56%) Land $4,762 Building $21,804	$79,698 (+15.56%) Land $14,286 Building $65,412
2022	$1,027.00 Homeowner's exemption	$22,989 Land $4,121 Building $18,868	$68,967 Land $12,363 Building $56,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink.

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