820 Grindstone Cir, Waterloo, IA 50702 Property Records

Black Hawk County property record for 820 Grindstone Cir, Waterloo, IA 50702

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,054 sqft · built 2019
Lot Size	0.113 acres (4,929 sqft)
Owner	Individual Name on File
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
APN	`8813-11-203-015`

Property Details

APN / Parcel Number

Primary APN	`8813-11-203-015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,054 sqft Living Area
1st Floor Area	512 sqft
Basement Area	542 sqft
Finished Basement	256 sqft
Unfinished Basement	542 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,929 sqft (0.113 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	820 GRINDSTONE CIR
City	WATERLOO
State	IA
Zip	50702-6126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PRAIRIE MEADOW ESTATES A CONDOMINIUM UNIT 820
Legal Range	13W
Legal Township	88N
Legal Section	11
Legal Subdivision	PRAIRIE MEADOW ESTATES A CONDOMINIUM
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2074
Census Tract	900

Owner

820 Grindstone Cir, a condominium, is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	820 GRINDSTONE CIR, WATERLOO, IA 50702-6126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 6, 2022
Property Address	820 GRINDSTONE CIR, WATERLOO, IA 50702-6126
Document Number	202200023666
Map Reference	DOC 2017-11285
Instrument Date	May 31, 2022
Instrument	202200023666
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 GRINDSTONE CIR, WATERLOO, IA 50702-6126

Mortgage

Document Number	202200023667
Date	Jun 6, 2022
Instrument	202200023667

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 820 Grindstone Cir was $3,964 with a homeowner's exemption, up 2.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 (+2.22%) Homeowner's exemption	$205,110 Land $17,250 Building $187,860	$205,110 Land $17,250 Building $187,860
2024	$3,878.00
2023		$17,250 (+74.95%) Land $17,250	$188,970
2022	$22.00 Homeowner's exemption	$9,860 Land $9,860
2021			$161,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

7 flood insurance policies are in force near 820 Grindstone Cir.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.