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816 Grindstone Cir, Waterloo, IA 50702 Property Records

Black Hawk County property record for 816 Grindstone Cir, Waterloo, IA 50702

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,258 sqft · built 2019
Lot Size0.113 acres (4,929 sqft)
OwnerIndividual Name on Record
Last Sale$217,000 (Jun 2020)
Tax Bill$5,062 (2025)
Deeds & MortgagesJun 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-11-203-014

Property Details

APN / Parcel Number

Primary APN8813-11-203-014

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area1,258 sqft
Basement Area1,258 sqft
Finished Basement775 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,929 sqft (0.113 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address816 GRINDSTONE CIR
CityWATERLOO
StateIA
Zip50702-6126
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPRAIRIE MEADOW ESTATES A CONDOMINIUM UNIT 816
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionPRAIRIE MEADOW ESTATES A CONDOMINIUM
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2074
Census Tract900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address816 GRINDSTONE CIR, WATERLOO, IA 50702-6126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Deed Document Number202021626
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 9, 2020
Property Address816 GRINDSTONE CIR, WATERLOO, IA 50702-6126
Document Number202000021626
Map ReferenceDOC 2020-17423
Instrument DateJun 8, 2020
Instrument202000021626
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2022
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$346.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 GRINDSTONE CIR, WATERLOO, IA 50702-6126

Mortgage

Document Number202000021627
DateJun 9, 2020
Instrument202000021627
Lender
NameTHE HOME TRUST & SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term62 Months
DueAug 1, 2025

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,062.00 (+2.39%) Homeowner's exemption$258,890 (+8.72%) Land $17,250 Building $241,640$258,890 (+8.72%) Land $17,250 Building $241,640
2024$4,944.00 (+11.15%)
2023$238,130 (+17.58%) Land $17,250 Building $220,880$238,130 (+17.58%) Land $17,250 Building $220,880
2022$4,448.00$202,520 Land $9,860 Building $192,660
2021$202,520 Land $9,860 Building $192,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
GigFire
Fixed Wireless		150 / 130

May also be available: Verizon.

Nearby Properties on Grindstone Cir

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