Cass County property record for 820 Garnes St, Raymore, MO 64083 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,505 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $8,901.00 (2025) |
| Primary APN | 04-04-20-000-000-679.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,505 sqft Living Area |
| 1st Floor | 1,505 sqft 1st Floor |
| Basement Area | 1,505 sqft Basement |
| Finished Basement | 565 sqft Finished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Split Foyer Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 131 ft x 44 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | 120 sqft Deck |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 39 sqft Porch |
| Account Number | 2323979 |
|---|---|
| Street Address | 820 GARNES ST |
| City | RAYMORE |
| State | MO |
| Zip | 64083-8360 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE 8TH PLAT LOT 313 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 20 |
| Legal Subdivision | BROOKSIDE 8TH |
| Legal Lot Number | 313 |
| Jurisdiction | CASS MO |
| Minor Civil Division | RAYMORE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 60305 |
Source: Cass County records · APN 04-04-20-000-000-679.000
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 820 GARNES ST, RAYMORE, MO 64083-8360 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2014 |
| Deed Sale | Nov 07, 2014 |
| Prior Sale | Mar 21, 2014 |
| Deed Doc Number | 553660 |
| Deed Book / Page | 3844 / 069 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 820 GARNES ST, RAYMORE, MO 64083-8360 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 820 GARNES ST, RAYMORE, MO 64083-8360 |
| Investor | Possibly a Property Investor |
| Document Number | 005260/171 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 5260/171 |
| Instrument | 778770 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 820 GARNES ST, RAYMORE, MO 64083-8360 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 820 GARNES ST, RAYMORE, MO 64083-8360 |
| Investor | Possibly a Property Investor |
| Document Number | 00004939/7 |
|---|---|
| Date | Mar 01, 2023 |
| Book Page | 4939/7 |
| Instrument | 730589 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
Source: Cass County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Raymore City |
| Unified School District | Raymore-Peculiar R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,901.00 (+161.64%) | $46,850 (+11.89%) Land $7,280 Building $39,570 | $246,570 (+11.89%) Land $38,330 Building $208,240 |
| 2023 | $3,402.00 (+4,691.55%) | $41,870 (+11.33%) Land $6,620 Building $35,250 | $220,360 (+11.32%) Land $34,850 Building $185,510 |
| 2022 | $71.00 | $37,610 Land $6,620 Building $30,990 | |
| 2021 | $197,960 Land $34,850 Building $163,110 |
820 Garnes St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cass County (29037C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 10th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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