Cass County property record for 815 Garnes St, Raymore, MO 64083 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,535 sqft · built 2015 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,721 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-20-000-000-682.000 |
| Primary APN | 04-04-20-000-000-682.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,535 sqft Living Area |
| 1st Floor Area | 1,535 sqft |
| Basement Area | 1,535 sqft |
| Finished Basement | 510 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 131 ft deep x 71 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Account Number | 2323982 |
|---|---|
| Street Address | 815 GARNES ST |
| City | RAYMORE |
| State | MO |
| Zip | 64083-8360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE 8TH PLAT LOT 316 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 20 |
| Legal Subdivision | BROOKSIDE 8TH |
| Legal Lot Number | 316 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 60305 |
Source: Cass County records · APN 04-04-20-000-000-682.000
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 GARNES ST, RAYMORE, MO 64083-8360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit MAZUMA CU |
| Jun 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2016 |
| Deed Sale | Apr 19, 2016 |
| Prior Sale | Feb 26, 2015 |
| Deed Document Number | 579541 |
| Deed Book / Page | 3978 / 280 |
| Prior Transfer Date | Mar 07, 2016 |
| Prior Transfer Doc | 579541 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 815 GARNES ST, RAYMORE, MO 64083-8360 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004959/37 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 4959/37 |
| Instrument | 734019 |
| Name | MAZUMA CU |
|---|---|
| Type | Credit Union |
| Address | OVERLAND PARK, KS 66223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 815 GARNES ST, RAYMORE, MO 64083-8360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 815 GARNES ST, RAYMORE, MO 64083-8360 |
| Document Number | 0004703/14 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 4703/14 |
| Instrument | 693803 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 815 GARNES ST, RAYMORE, MO 64083-8360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 815 GARNES ST, RAYMORE, MO 64083-8360 |
| Document Number | 0004749/24 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 4749/24 |
| Instrument | 700452 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Apr 01, 2046 |
Source: Cass County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Raymore City |
| Unified School District | Raymore-Peculiar R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,721.00 (+161.81%) | $45,900 (+11.98%) Land $6,380 Building $39,520 | $241,580 (+11.97%) Land $33,580 Building $208,000 |
| 2023 | $3,331.00 (+4,727.54%) | $40,990 (+11.69%) Land $5,800 Building $35,190 | $215,760 (+11.71%) Land $30,530 Building $185,230 |
| 2022 | $69.00 | $36,700 Land $5,800 Building $30,900 | |
| 2021 | $193,150 Land $30,530 Building $162,620 |
Source: FEMA National Flood Hazard Layer, Cass County (29037C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 5% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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