820 Front St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 820 Front St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 1948
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2026)
Tax Bill	$10,974 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-00047-0000-00017-01`

Property Details

APN / Parcel Number

Primary APN	`03-00047-0000-00017-01`
Alternative APNs	`03000470000000170001` `0300047000000017A`

Interior

Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	153 ft deep x 67 ft wide

Location & Zoning

Old Parcel Number	0300047000000017A
Street Address	820 FRONT ST
City	DUNELLEN
State	NJ
Zip	08812-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	67X153AVG
Legal Block	47
Legal Lot Number	17.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3016
Census Tract	300

Owner

820 Front St is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Dunellen Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 FRONT ST, DUNELLEN, NJ 08812-1016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Jan 13, 2026	Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Oct 10, 2019	Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Jan 13, 2026 · Amount on File
Deed Document Number	202632185
Deed Book / Page	20028 / 680
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 20, 2026
Property Address	820 FRONT ST, DUNELLEN, NJ 08812-1016
Document Number	0000032185
Book / Page	20028 / 680
Instrument Date	Apr 30, 2026
Instrument	202632185
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FRONT ST, DUNELLEN, NJ 08812-1016

Mortgage

Document Number	0000032186,
Date	May 20, 2026
Instrument	202632186

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 13, 2026
Property Address	820 FRONT ST, DUNELLEN, NJ 08812-1016
Document Number	0000002649
Book / Page	19925 / 365
Instrument Date	Dec 30, 2025
Instrument	2026002649
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	SETTLEMENT COMPANY, THE SETTLEMENT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 WINDSOR PL, KENILWORTH, NJ 07033-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FRONT ST, DUNELLEN, NJ 08812-1016

Mortgage

Document Number	0000002650
Date	Jan 13, 2026
Instrument	2026002650

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 10, 2019
Property Address	820 FRONT ST, DUNELLEN, NJ 08812-1016
Document Number	2019084154
Book / Page	17648 / 0377
Instrument Date	Sep 30, 2019
Instrument	2019084154
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 CURTIS PL, 970, NORTH BRUNSWICK, NJ 08902-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FRONT ST, DUNELLEN, NJ 08812-1016

Mortgage

Document Number	2019084155
Date	Oct 10, 2019
Instrument	2019084155

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 820 Front St was $10,974, down 0.1% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,000 (-5.2%) Land $101,600 Building $323,400	$425,000 (-5.2%) Land $101,600 Building $323,400
2025	$10,974.00 (-0.15%)	$448,300 Land $101,600 Building $346,700	$448,300 Land $101,600 Building $346,700
2024	$10,990.00
2023		$365,900 Land $101,600 Building $264,300	$365,900 Land $101,600 Building $264,300
2022	$10,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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