816 Front St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 816 Front St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1948
Lot Size	0.193 acres (8,416 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2019)
Tax Bill	$9,533 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00047-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-00047-0000-00018`
Alternative APN	`030004700018`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,416 sqft (0.193 acres)
Lot Dimensions	153 ft deep x 55 ft wide

Location & Zoning

Street Address	816 FRONT ST
City	DUNELLEN
State	NJ
Zip	08812-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	55X153
Legal Subdivision	BELONGING TO MARK-TRENT CONSTR
Legal Block	47
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3016
Census Tract	300

Owner

816 Front St is owned and occupied by two individuals who bought it in May 2019.

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	816 FRONT ST, DUNELLEN, NJ 08812-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 16, 2019	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Deed Document Number	201937359
Deed Book / Page	17500 / 831
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	816 FRONT ST, DUNELLEN, NJ 08812-1016
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	INVESTORS FIRST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010772
Date	Jan 22, 2021
Book Page	18247/1703
Instrument	2021010772

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 16, 2019
Property Address	816 FRONT ST, DUNELLEN, NJ 08812-1016
Document Number	2019037359
Book / Page	17500 / 0831
Instrument Date	May 10, 2019
Instrument	2019037359
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INVESTORS FIRST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 IRON BRIDGE RD, 560, FREEHOLD, NJ 07728-2977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 FRONT ST, DUNELLEN, NJ 08812-1016

Mortgage

Document Number	2019037360
Date	May 16, 2019
Instrument	2019037360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 816 Front St was $9,533, down 1.4% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,300 (+9.99%) Land $98,200 Building $330,100	$428,300 (+9.99%) Land $98,200 Building $330,100
2025	$9,533.00 (-1.4%)	$389,400 Land $98,200 Building $291,200	$389,400 Land $98,200 Building $291,200
2024	$9,668.00
2023		$341,900 Land $98,200 Building $243,700	$341,900 Land $98,200 Building $243,700
2022	$8,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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