820 E St NW, Ardmore, OK 73401 Property Records

Carter County property record for 820 E St NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,503 sqft · built 1886
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$29,500 (Jul 2025)
Tax Bill	$853 (2025)
Deeds & Mortgages	Dec 2005 Mortgage Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0010-00-107-001-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-107-001-0-001-00`
Alternative APN	`940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,503 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	1,212 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	312 sqft
Shed	1 Shed
Shed Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	940
Street Address	820 E ST NW
City	ARDMORE
State	OK
Zip	73401-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 107 LOT 1 (190.7X100X188.1X100)
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	107
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	4
Census Block	4026
Census Tract	893100

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	61100 E 64TH AVE, STRASBURG, CO 80136-8408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage CITIFINANCIAL MORTGAGE COMPANY INC
Jul 29, 2025	Limited Warranty Deed, Transfer FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Jul 11, 2025 · Amount on Record
Deed Document Number	20257966
Deed Book / Page	7738 / 74
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	0000007330
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	820 E ST NW, ARDMORE, OK 73401-4210
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004397/041
Date	Dec 8, 2005
Book Page	4397/041
Instrument	2005-014796

Lender

Name	CITIFINANCIAL MORTGAGE COMPANY INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2035

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 29, 2025
Property Address	820 E ST NW, ARDMORE, OK 73401-4210
Document Number	0007738/74
Book / Page	7738 / 74
Instrument Date	Apr 29, 2024
Instrument	I-2025-007966
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount Recorded
Tax	$44.25
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61100 E 64TH AVE, STRASBURG, CO 80136-8408

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,721 (-71.51%) Land $900 Building $1,821	$22,676 (-76.71%) Land $7,500 Building $15,176
2025	$853.00 (-0.12%) Homeowner's exemption	$9,552 (+3.02%) Land $783 Building $8,769	$97,355 (-32.25%) Land $7,500 Building $89,855
2024	$854.00 (+7.96%) Homeowner's exemption	$9,272 (+3%) Land $760 Building $8,512	$143,690 (+9.65%) Land $7,500 Building $136,190
2023	$791.00 Homeowner's exemption	$9,002 Land $755 Building $8,247	$131,047 Land $7,500 Building $123,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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