816 E St NW, Ardmore, OK 73401 Property Records

Carter County property record for 816 E St NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,354 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jan 2022)
Tax Bill	$760 (2025)
Deeds & Mortgages	Jul 2006 Line of Credit Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-107-002-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-107-002-0-002-00`
Alternative APN	`942`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	188 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Deck Area	300 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	942
Street Address	816 E ST NW
City	ARDMORE
State	OK
Zip	73401-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 107 LOT 2 N/2 (50X188.1)
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	107
Legal Lot Number	2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	4
Census Block	4026
Census Tract	893100

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 E ST NW, ARDMORE, OK 73401-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2006	Deed of Trust, Mortgage · Line of Credit 123LOAN LLC
Jan 19, 2022	Intrafamily Transfer, Transfer
Sep 18, 2018	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2022648
Deed Book / Page	7168 / 296
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	007168/296
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	816 E ST NW, ARDMORE, OK 73401-4210
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004496/112
Date	Jul 11, 2006
Book Page	4496/112
Instrument	2006-008415

Lender

Name	123LOAN LLC
Type	Online Lender
Address	ALISO VIEJO, CA 92656

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Jan 19, 2022
Property Address	816 E ST NW, ARDMORE, OK 73401-4210
Document Number	007168/296
Book / Page	7168 / 296
Instrument Date	Jan 7, 2022
Instrument	I-2022-000648
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E ST NW, ARDMORE, OK 73401-4210

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 18, 2018
Property Address	816 E ST NW, ARDMORE, OK 73401-4210
Document Number	006604/144
Book / Page	6604 / 144
Instrument Date	Sep 13, 2018
Instrument	2018-009907
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	816 E ST NW, ARDMORE, OK 73401-4210

Mortgage

Document Number	2018009908
Date	Sep 18, 2018
Instrument	2018-009908

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,879 (+3.02%) Land $813 Building $8,066	$73,989 (-45%) Land $6,776 Building $67,213
2025	$760.00 (-0.13%) Homeowner's exemption	$8,619 (+2.99%) Land $789 Building $7,830	$134,515 (-9.47%) Land $7,500 Building $127,015
2024	$761.00 (+8.1%) Homeowner's exemption	$8,369 (+3%) Land $766 Building $7,603	$148,581 (+13.68%) Land $7,500 Building $141,081
2023	$704.00 Homeowner's exemption	$8,125 Land $763 Building $7,362	$130,699 Land $7,500 Building $123,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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