820 E River Dr, Temple Terrace (Tampa), FL 33617 Property Records

Hillsborough County property record for 820 E River Dr, Temple Terrace, FL 33617

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1957
Lot Size0.212 acres (9,265 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Oct 2017)
Tax Bill$3,528 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2027690000

Property Details

APN / Parcel Number

Primary APN2027690000
Alternative APN
  • T26281956A000020000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,776 sqft Heated Area
1st Floor Area1,474 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialRolled Roofing
Lot Area9,265 sqft (0.212 acres)
Lot Dimensions109 ft deep x 85 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area636 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number2027690000
Street Address820 EAST RIVER DR
CityTEMPLE TERRACE
StateFL
Zip33617-7840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionTEMPLE TERRACE RIVERSIDE SUBDIVISION UNIT NO 2 LOT 3 BLOCK 20
Legal Range19E
Legal Township28S
Legal Section26
Legal SubdivisionTEMPLE TERRACE RIVERSIDE SUBD UNIT NO
Legal Block20
Legal Lot Number3
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group3
Census Block3014
Census Tract10600

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address820 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
LEGEND LENDING CORP
Oct 4, 2017Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 4, 2017 · Amount on Record
Deed SaleOct 4, 2017 · Amount on Record
Prior SaleMay 19, 2016 · Amount on Record
Deed Document Number2017387952
Deed Book / Page25273 / 1233
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address820 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 E RIVER DR, TEMPLE TERRACE, FL 33617-7840

Mortgage

Document Number0000148194
DateMar 22, 2022
Instrument2022148194
Lender
NameLEGEND LENDING CORP
TypeMortgage Company
AddressHOUSTON, TX 77058
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 4, 2017
Property Address820 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Document Number0000387952
Book / Page25273 / 1233
Map ReferenceMB32 PG71
Instrument DateOct 3, 2017
Instrument2017387952
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyPRO TITLE INS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4029 HENDERSON BLVD, 4029, TAMPA, FL 33629-4939

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address820 EAST RIVER DR, TEMPLE TERRACE, FL 33617-7840

Mortgage

Document Number0000387953
DateOct 4, 2017
Instrument2017387953
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTemple Terrace City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,528.00 (+11.47%) Homeowner's exemption$223,040 (+5.99%)$291,006 (+5.53%) Land $74,861 Building $216,145
2023$3,165.00 (+3.13%) Homeowner's exemption$210,441 (+3%)$275,751 (-5.59%) Land $56,146 Building $219,605
2022$3,069.00 Homeowner's exemption$204,312$292,076 Land $56,146 Building $235,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1985–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE TERRACE UTILITY
serves 31,250 people · EPA ID FL6291791
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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