818 E River Dr, Temple Terrace (Tampa), FL 33617 Property Records

Hillsborough County property record for 818 E River Dr, Temple Terrace, FL 33617 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1957
Lot Size	0.212 acres (9,265 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2018)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2027700000`

Property Details

APN / Parcel Number

Primary APN	`2027700000`
Alternative APN	`T26281956A000020000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Heated Area
1st Floor Area	1,673 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	9,265 sqft (0.212 acres)
Lot Dimensions	109 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	63 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	2027700000
Street Address	818 EAST RIVER DR
City	TEMPLE TERRACE
State	FL
Zip	33617-7840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEMPLE TERRACE RIVERSIDE SUBDIVISION UNIT NO 2 LOT 4 BLOCK 20
Legal Range	19E
Legal Township	28S
Legal Section	26
Legal Subdivision	TEMPLE TERRACE RIVERSIDE SUBD UNIT NO
Legal Block	20
Legal Lot Number	4
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3014
Census Tract	10600

Owner

Source: Hillsborough County records · APN 2027700000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit GTE FCU
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 20, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Aug 04, 2005 · Amount on Record
Deed Document Number	2018469562
Deed Book / Page	26220 / 1606
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283002
Date	Jul 19, 2017
Book Page	25099/0255
Instrument	2017283002

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840

Mortgage

Document Number	0000148867
Date	Mar 25, 2021
Instrument	2021148867

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Transaction Type	Mortgage
Record Updated	Apr 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840

Mortgage

Document Number	2021148867
Date	Mar 25, 2021
Instrument	2021148867

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 20, 2018
Property Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Document Number	0000469562
Book / Page	26220 / 1606
Map Reference	MB 32 PG 71
Instrument Date	Nov 16, 2018
Instrument	2018469562
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	HOME LOAN ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 DRUID HILLS RD, 526, TEMPLE TERRACE, FL 33617-3862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840

Mortgage

Document Number	0000469563
Date	Nov 20, 2018
Instrument	2018469563

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	818 E RIVER DR, TEMPLE TERRACE, FL 33617-7840
Document Number	0259441555
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	818 E RIVER DR TEMPLE TERRACE FL 336177840, TEMPLE TERRACE, FL 33617-7840

Mortgage

Document Number	0259441555
Date	Jul 26, 2018
Book Page	025944/001555
Instrument	299330

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 25, 2025

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Temple Terrace City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00 (+12%) Homeowner's exemption	$186,263 (+5.99%)	$246,068 (+8.09%) Land $74,861 Building $171,207
2023	$2,509.00 (+3.29%) Homeowner's exemption	$175,742 (+3%)	$227,655 (-6.1%) Land $56,146 Building $171,509
2022	$2,429.00 Homeowner's exemption	$170,623	$242,442 Land $56,146 Building $186,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1985–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2015, rainfall accumulation
Claims By Storm	Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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