Allegany County property record for 820 E Oldtown Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,164 sqft · built 1930 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Jun 2025) |
| Tax Bill | $767 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-024338 |
| Primary APN | 04-024338 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,164 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 024338 |
|---|---|
| Street Address | 820 E OLDTOWN RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 820 OLDTOWN RD LOTS 6-7 80X100 BANNOCKBURN |
| Legal Subdivision | BANNOCKBURN ADD CUMBERLAND |
| Legal Lot Number | 6,7 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 600 |
Source: Allegany County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 S PAULA ST, LAUREL, MD 20724-2548 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Feb 22, 2007 · Amount on Record |
| Deed Book / Page | 3066 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 2, 2026 |
| Property Address | 820 E OLDTOWN RD, CUMBERLAND, MD 21502-4034 |
| Document Number | 3200000241 |
| Book / Page | 3200 / 241 |
| Instrument Date | Sep 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 3200000241, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 3200/241 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 30, 2026 |
| Property Address | 820 E OLDTOWN RD, CUMBERLAND, MD 21502-4034 |
| Document Number | 3199000139 |
| Book / Page | 3199 / 139 |
| Instrument Date | Sep 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 3199000139, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 3199/139 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,000 (+1%) Land $12,500 Building $79,500 | $92,000 (-) Land $12,500 Building $79,500 | |
| 2025 | $767.00 (+23.31%) | $83,633 (+25.01%) | $92,000 (+37.52%) Land $12,500 Building $79,500 |
| 2023 | $622.00 | $66,900 Land $12,500 Building $54,400 | $66,900 Land $12,500 Building $54,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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