820 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 820 E Garden St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Tax Bill	$3,426 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-23-384-005`

Property Details

APN / Parcel Number

Primary APN	`08-23-384-005`

Exterior

Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide

Location & Zoning

Account Number	0823384005
Street Address	820 E GARDEN ST
City	DEKALB
State	IL
Zip	60115-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS LOTS OF SEC 23 - W1/2 W 3 1/6A (EX LYNCH SUB & LYNCH 1ST SUB) LOT 15
Legal Subdivision	LYNCH SUB
Legal Lot Number	15
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1016
Census Tract	1500

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 E GARDEN ST, DEKALB, IL 60115-4254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS CMNTY CU
Jun 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 9, 2019
Transfer Doc	0000005095
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	820 E GARDEN ST, DEKALB, IL 60115-4254
Document Number	0000008892
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E GARDEN ST DEKALB IL 601154254, DEKALB, IL 60115-4254

Mortgage

Document Number	0000008892
Date	Sep 27, 2019
Instrument	8892

Lender

Name	ILLINOIS CMNTY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2029

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 17, 2019
Property Address	820 E GARDEN ST, DEKALB, IL 60115-4254
Document Number	0000005095
Instrument Date	May 9, 2019
Instrument	5095
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E GARDEN ST NEW LENOX IL 60451, NEW LENOX, IL 60451

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,106 (+25.6%) Land $12,144 Building $34,962	$141,318 (+25.6%) Land $36,432 Building $104,886
2024	$3,426.00
2023		$37,506 Land $9,669 Building $27,837	$112,518 Land $29,007 Building $83,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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