815 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 815 E Garden St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.91 acres (3,960 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2019)
Tax Bill	$2,892 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-381-007`

Property Details

APN / Parcel Number

Primary APN	`08-23-381-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	3,960 sqft (0.91 acres)
Lot Dimensions	66 ft deep x 60 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0823381007
Street Address	815 E GARDEN ST
City	DEKALB
State	IL
Zip	60115-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HUNTLEYS ADDITION - E 60FT LOT 5 BLOCK 54
Legal Subdivision	RUSSELL HUNTLEYS ADDITION
Legal Block	54
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1014
Census Tract	1500

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 E GARDEN ST, DEKALB, IL 60115-4253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	May 28, 2010
Deed Document Number	20193887
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 13, 2019
Property Address	815 E GARDEN ST, DEKALB, IL 60115-4253
Document Number	0000003887
Instrument Date	Apr 24, 2019
Instrument	3887
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 E GARDEN ST DEKALB IL 601154253, DEKALB, IL 60115-4253

Mortgage

Document Number	3888
Date	May 13, 2019
Instrument	3888

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,328 (+25.6%) Land $7,796 Building $38,532	$138,984 (+25.6%) Land $23,388 Building $115,596
2024	$2,892.00
2023		$36,886 Land $6,207 Building $30,679	$110,658 Land $18,621 Building $92,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

Nearby Properties on E Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures