820 Darrah St, Fairhope, AL 36532 Property Records

Baldwin County property record for 820 Darrah St, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,455 sqft · built 2016
Lot Size0.563 acres (24,506 sqft)
Owner2 Company Names on Record
Last Sale$1,200,000 (Aug 2024)
Tax Bill$4,435 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN46-08-28-0-000-001.181

Property Details

APN / Parcel Number

Primary APN46-08-28-0-000-001.181
Alternative APNs
  • 279567
  • 338953
  • 385588
  • 551655

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,455 sqft Heated Area
1st Floor Area2,542 sqft
Upper Floors Area2,732 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,506 sqft (0.563 acres)
Lot Dimensions273 ft deep x 89.6 ft wide
Pool Area680 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number551655
Street Address820 DARRAH ST
CityFAIRHOPE
StateAL
Zip36532-7122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 73 SUMMER LAKE SUB PHASE 2 SLIDE 2255-F
Legal SubdivisionSUMMER LAKE SUB PH 2
Legal Phase2
Legal Lot Number73
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group2
Census Block2010
Census Tract11102

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address820 DARRAH ST, FAIRHOPE, AL 36532-7122
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Warranty Deed, Transfer · Conventional Mortgage
SERVISFIRST BANK
Sep 29, 2020Deed of Trust, Mortgage · Conventional with PMI
SERVISFIRST BK
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
SERVISFIRST BK
Jun 8, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024 · Amount on Record
Deed SaleAug 13, 2024 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number20242141059
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 19, 2021
Property Address820 DARRAH ST, FAIRHOPE, AL 36532-7122
Document Number0001929658
Map ReferenceSL 22554
Instrument DateJul 12, 2021
Instrument1929658
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31921 SHOAL WATER DR, ORANGE BEACH, AL 36561-3771

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 DANAH ST, FAIRHOPE, AL 36532

Mortgage

Document Number0001929659
DateJul 19, 2021
Instrument1929659
Lender
NameSERVISFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address820 DARRAH ST, FAIRHOPE, AL 36532-7122
Document Number0001862260
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address820 DARRAH ST FAIRHOPE AL 365327122, FAIRHOPE, AL 36532-7122

Mortgage

Document Number0001862260
DateOct 8, 2020
Instrument1862260
Lender
NameSERVISFIRST BK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 7, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address820 DARRAH ST, FAIRHOPE, AL 36532-7122
Document Number0001795478
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address820 DARRAH ST FAIRHOPE AL 365327122, FAIRHOPE, AL 36532-7122

Mortgage

Document Number0001795478
DateNov 15, 2019
Instrument1795478
Lender
NameSERVISFIRST BK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 14, 2039

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 8, 2017
Property Address820 DARRAH ST, FAIRHOPE, AL 36532-7122
Document Number0001637606
Instrument DateMay 31, 2017
Instrument1637606
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$565.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address820 DARRAN ST FAIRHOPE AL 36532, FAIRHOPE, AL 36532

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,435.00 (+3.79%) Homeowner's exemption Senior Citizen's exemption
2025$4,273.00 (+37.17%)$108,660 (+58.17%) Land $8,940 Building $99,720$1,086,400 (+58.21%) Land $89,300 Building $997,100
2023$3,115.00 (+31.55%) Homeowner's exemption$68,700 (+30.96%)$686,700 (+30.92%) Land $84,900 Building $601,800
2022$2,368.00 (-2.31%) Homeowner's exemption$52,460$524,500 Land $79,900 Building $444,600
2021$2,424.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims69 (1979–2020)
Claims Outside the SFHA6 of 69
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 10 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 14 claims
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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