815 Darrah St, Fairhope, AL 36532 Property Records

Baldwin County property record for 815 Darrah St, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,001 sqft · built 2018
Lot Size0.428 acres (18,653 sqft)
OwnerIndividual Name on Record
Last Sale$849,000 (Oct 2022)
Tax Bill$3,607 (2026)
Deeds & MortgagesMar 2021 Mortgage
Oct 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN46-08-28-0-000-001.177

Property Details

APN / Parcel Number

Primary APN46-08-28-0-000-001.177
Alternative APNs
  • 279563
  • 336135
  • 518537

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,001 sqft Heated Area
1st Floor Area2,087 sqft
Upper Floors Area914 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,653 sqft (0.428 acres)
Lot Dimensions112 ft deep x 166 ft wide
Pool Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number518537
Street Address815 DARRAH ST
CityFAIRHOPE
StateAL
Zip36532-7112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRR LOT 67 SUMMER LAKE SUB PHASE 2 SLIDE 2255-F
Legal SubdivisionSUMMER LAKE SUB PH 2
Legal Phase2
Legal Lot Number67
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group2
Census Block2010
Census Tract11102

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address815 DARRAH ST, FAIRHOPE, AL 36532-7112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Oct 31, 2022Warranty Deed, Transfer
Feb 8, 2019Loan Modification, Mortgage
HANCOCK WHITNEY BK
Mar 1, 2018Trustee's Deed, Construction Loan · Construction Mortgage
WHITNEY BK
Jul 26, 2017Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleJul 26, 2017 · Amount on Record
Deed Document Number20222031787
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address815 DARRAH ST, FAIRHOPE, AL 36532-7112
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanySERVICELINK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001898408
DateMar 17, 2021
Instrument1898408
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateOct 31, 2022
Property Address815 DARRAH ST, FAIRHOPE, AL 36532-7112
Document Number0002031787
Map ReferenceSL 2255-F
Instrument DateOct 28, 2022
Instrument2031787
Transaction TypeTransfer
Record UpdatedNov 7, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 961, FAIRHOPE, AL 36533-0961

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address400 CRESTWOOD DR, JOHNSON CREEK, WI 53038-9480

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALDWIN AL
Property Address815 DARRAH ST, FAIRHOPE, AL 36532-7112
Document Number0001746979
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedMar 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address815 DARRAH ST FAIRHOPE AL 365327112, FAIRHOPE, AL 36532-7112

Mortgage

Document Number0001746979
DateMar 8, 2019
Instrument1746979
Lender
NameHANCOCK WHITNEY BK
AddressNEW ORLEANS, LA 70122
Agreement
AmountAmount Recorded
Term240 Months
DueMar 7, 2039
Interest
Rate TypeFixed Rate
Rate3.75%

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBALDWIN AL
Recording DateMar 1, 2018
Property Address815 DARRAH ST, FAIRHOPE, AL 36532-7112
Instrument DateFeb 27, 2018
Instrument1682430
Transaction TypeConstruction Loan
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address802 SUMMER LAKE ST FAIRHOPE AL 365327250, FAIRHOPE, AL 36532-7250

Mortgage

Document Number0001682430
DateMar 1, 2018
Instrument1682430
Lender
NameWHITNEY BK
TypeBank
AddressNEW ORLEANS, LA 70122
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 28, 2038

July 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 26, 2017
Property Address815 DARRAH ST, FAIRHOPE, AL 36532-7112
Document Number0001646729
Instrument DateJul 24, 2017
Instrument1646729
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$48.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address802 SUMMER LAKE ST FAIRHOPE AL 365327250, FAIRHOPE, AL 36532-7250

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,607.00 (-9.96%) Homeowner's exemption
2025$4,006.00 (+33%)$88,080 (+32.53%) Land $8,940 Building $79,140$880,600 (+32.54%) Land $89,300 Building $791,300
2023$3,012.00 (+25.87%) Homeowner's exemption$66,460 (+25.35%)$664,400 (+25.33%) Land $63,700 Building $600,700
2022$2,393.00 (+9.92%) Homeowner's exemption$53,020$530,100 Land $59,800 Building $470,300
2021$2,177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims69 (1979–2020)
Claims Outside the SFHA6 of 69
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 10 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 14 claims
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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