Guadalupe County property record for 820 Cross Branch Dr, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,047 sqft · built 1998 |
| Lot Size | 0.162 acres (7,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,000 (Jul 2007) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0812401801000000 |
| Primary APN | 1G0812401801000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,475 sqft |
| 1st Floor Area | 1,207 sqft |
| 2nd Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 7,052 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 28 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 820 CROSS BRANCH DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 10 BLK: 18 ADDN: DOVE MEADOWS #4 |
| Legal Subdivision | DOVE MEADOWS #4 |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 210715 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 CROSS BRANCH DR, SCHERTZ, TX 78154-2848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2007 · Amount on Record |
| Deed Sale | Jul 18, 2007 · Amount on Record |
| Deed Document Number | 200714917 |
| Deed Book / Page | 2505 / 768 |
| Prior Transfer Date | Jul 11, 2007 |
| Prior Transfer Doc | 0000014917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 820 CROSS BRANCH DR, SCHERTZ, TX 78154-2848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015828 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017015828 |
| Name | RIVER CITY FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $266,028 (-6.76%) Land $45,638 Building $220,390 | $266,028 (-6.76%) Land $45,638 Building $220,390 |
| 2025 | $285,318 (-9.23%) Land $40,012 Building $245,306 | $285,318 (-9.23%) Land $40,012 Building $245,306 |
| 2023 | $314,326 Land $52,160 Building $262,166 | $314,326 Land $52,160 Building $262,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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