816 Cross Branch Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 816 Cross Branch Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3,276 sqft · built 1998
Owner	Individual Name on Record
Tax Bill	$8,847 (2022)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G-0812-4018-00900-000`

Property Details

APN / Parcel Number

Primary APN	`1G-0812-4018-00900-000`
Alternative APNs	`000000021116` `000000265154`

Interior

Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,472 sqft
2nd Floor Area	1,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	126 sqft
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000000265154
Old Parcel Number	1G0812401800900000
Street Address	816 CROSS BRANCH DR
City	SCHERTZ
State	TX
Zip	78154-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: 18 ADDN: DOVE MEADOWS #4
Legal Subdivision	DOVE MEADOWS #4
Legal Block	18
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210715

Owner

Source: Guadalupe County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 CROSS BRANCH DR, SCHERTZ, TX 78154-2848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023
Deed Sale	Feb 27, 2023
Deed Document Number	202399004612
Record Updated	Jun 7, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Feb 27, 2023
Property Address	816 CROSS BRANCH DR, SCHERTZ, TX 78154-2848
Document Number	0099004612
Map Reference	VOL 5 PG 355B
Instrument Date	Feb 16, 2023
Instrument	202399004612
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CROSS BRANCH DR, SCHERTZ, TX 78154-2848

Mortgage

Document Number	0099004613
Date	Feb 27, 2023
Instrument	202399004613

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2038
Max Rate At Change	10.8%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2022

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$8,847.00	$408,947 Land $40,320 Building $368,627	$408,947 Land $40,320 Building $368,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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