820 Copper Ridge Dr, Cantonment, FL 32533 Property Records

Escambia County property record for 820 Copper Ridge Dr, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,070 sqft · built 1989
Lot Size	0.342 acres (14,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2001)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`37-1N-31-4300-001-002`

Property Details

APN / Parcel Number

Primary APN	`37-1N-31-4300-001-002`
Alternative APN	`114501534`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	2,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	14,915 sqft (0.342 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114501534
Street Address	820 COPPER RIDGE DR
City	CANTONMENT
State	FL
Zip	32533-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 1 BLK B HIDDEN FOREST PB 13 P 80 OR 4772 P 693
Legal Range	31W
Legal Township	01N
Legal Section	37
Legal Subdivision	HIDDEN FOREST
Legal Block	B
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2001
Census Tract	3612

Owner

Source: Escambia County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 COPPER RIDGE DR, CANTONMENT, FL 32533-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Jan 9, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2001 · Amount on Record
Deed Sale	Sep 20, 2001 · Amount on Record
Deed Book / Page	4772 / 693
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	820 COPPER RIDGE DR, CANTONMENT, FL 32533-7400
Document Number	0079430496
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 COPPER RIDGE DR CANTONMENT FL 325337400, CANTONMENT, FL 32533-7400

Mortgage

Document Number	0079430496
Date	Aug 3, 2018
Book Page	007943/000496
Instrument	60897

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118-6116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	276 Months
Due	Aug 2, 2041

Interest

Rate Type	Fixed Rate
Rate	5%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	820 COPPER RIDGE DR, CANTONMENT, FL 32533-7400
Document Number	0076590167
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 COPPER RIDGE DR CANTONMENT FL 325337400, CANTONMENT, FL 32533-7400

Mortgage

Document Number	0076590167
Date	Jan 30, 2017
Book Page	007659/000167
Instrument	6654

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 29, 2042

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (+13.27%) Homeowner's exemption	$166,197 (+5.99%)	$290,457 (+2.06%) Land $40,000 Building $250,457
2024	$1,688.00 (+1.08%)
2023	$1,670.00 (+2.71%) Homeowner's exemption	$156,810 (+3%)	$284,595 (+11.74%) Land $40,000 Building $244,595
2022	$1,626.00 Homeowner's exemption	$152,243	$254,694 Land $35,000 Building $219,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1999–2020)
Claims Outside the SFHA	13 of 15
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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