813 Copper Ridge Dr, Cantonment, FL 32533 Property Records

Escambia County property record for 813 Copper Ridge Dr, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,203 sqft · built 1988
Lot Size	0.338 acres (14,706 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Feb 2022)
Tax Bill	$3,161 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-1N-31-4120-005-003`

Property Details

APN / Parcel Number

Primary APN	`37-1N-31-4120-005-003`
Alternative APN	`114500470`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,203 sqft Living Area
Gross Area	2,929 sqft
1st Floor Area	2,203 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,706 sqft (0.338 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	340 sqft
Deck Area	188 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114500470
Street Address	813 COPPER RIDGE DR
City	CANTONMENT
State	FL
Zip	32533-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 5 BLK C COPPER FOREST ESTATES 1ST ADDN PB 13 P 59 OR 8726 P 958
Legal Range	31W
Legal Township	01N
Legal Section	37
Legal Subdivision	COPPER FOREST ESTATES 1ST ADDN
Legal Block	C
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2001
Census Tract	3612

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 COPPER RIDGE DR, CANTONMENT, FL 32533-7407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	202217717
Deed Book / Page	8726 / 958
Prior Transfer Date	Oct 10, 2017
Prior Transfer Doc	0077920387
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 22, 2022
Property Address	813 COPPER RIDGE DR, CANTONMENT, FL 32533-7407
Document Number	0087260958
Book / Page	8726 / 958
Map Reference	MB 13 PG 59
Instrument Date	Feb 18, 2022
Instrument	2022017717
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1322 E LEE ST, 1322, PENSACOLA, FL 32503-5622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 COPPER RIDGE DR, CANTONMENT, FL 32533-7407

Mortgage

Document Number	0008726959
Date	Feb 22, 2022
Instrument	8726/959

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	813 COPPER RIDGE DR, CANTONMENT, FL 32533-7407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083421934
Date	Aug 3, 2020
Book Page	8342/1934
Instrument	2020063014

Lender

Name	BBVA USA
Type	Bank
Address	GULF BREEZE, FL 32561

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 7, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 16, 2017
Property Address	813 COPPER RIDGE DR, CANTONMENT, FL 32533-7407
Document Number	0077920387
Book / Page	007792 / 000387
Instrument Date	Oct 10, 2017
Instrument	79783
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	813 COPPER RIDGE DR CANTONMENT FL 325337407, CANTONMENT, FL 32533-7407

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,393 (+5.99%)	$352,563 (+5.37%) Land $40,000 Building $312,563
2024	$3,161.00 (+0.77%)
2023	$3,137.00 (+121.23%) Homeowner's exemption	$267,386 (+94.96%)	$334,603 (+13.15%) Land $40,000 Building $294,603
2022	$1,418.00 Homeowner's exemption Widower's exemption	$137,151	$295,713 Land $35,000 Building $260,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1999–2020)
Claims Outside the SFHA	13 of 15
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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