820 Co Rd 195, Dublin, TX 76446 Property Records

Erath County property record for 820 Co Rd 195, Dublin, TX 76446

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 2008
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on File
Last Sale	$186,900 (May 2020)
Tax Bill	$1,942 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000032087`

Property Details

APN / Parcel Number

Primary APN	`R000032087`
Alternative APN	`R.4050.00330.00.0`

Interior

Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	161,172 sqft (3.7 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Porch
Porch Area	192 sqft
Shed	1 Shed

Location & Zoning

Account Number	R.4050.00330.00.0
Street Address	820 COUNTY ROAD 195
City	DUBLIN
State	TX
Zip	76446-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4050 HAPPY VALLEY ESTATES, LOT 33, HOUSE & SHEDS
Legal Subdivision	HAPPY VALLEY ESTATES
Legal Lot Number	33
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	1
Census Block	1074
Census Tract	950203

Owner

820 Co Rd 195 is owned and occupied by an individual who bought it in May 2020.

Source: Erath County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	820 COUNTY ROAD 195, DUBLIN, TX 76446-4314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage EECU
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit ROYAL UNITED MORTGAGE LLC
May 14, 2020	Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Deed Document Number	20202537
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	0202002537
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	820 COUNTY ROAD 195, DUBLIN, TX 76446-4314
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801674
Date	Apr 6, 2018
Instrument	2018-01674

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	820 COUNTY ROAD 195, DUBLIN, TX 76446-4314
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701089
Date	Mar 3, 2017
Instrument	2017-01089

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	May 14, 2020
Property Address	820 COUNTY ROAD 195, DUBLIN, TX 76446-4314
Document Number	0202002537
Map Reference	VOL 1225 PG 404
Instrument Date	May 13, 2020
Instrument	2020-02537
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1703, STEPHENVILLE, TX 76401-0017

Mortgage

Document Number	0202002538
Date	May 14, 2020
Instrument	2020-02538

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 820 Co Rd 195 was $1,942 with a homeowner's exemption, up 201.1% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,942.00 (+201.09%)	$152,358 (-32.15%)	$239,380 (+6.61%) Land $92,500 Building $146,880
2025	$645.00 Homeowner's exemption	$224,540 Land $92,500 Building $132,040	$224,540 Land $92,500 Building $132,040
2023	$575.00 (-50.56%) Homeowner's exemption	$171,460 Land $88,600 Building $82,860	$171,460 Land $88,600 Building $82,860
2022	$1,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Co Rd 195 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Co Rd 195 is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 76% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN CREEK WSC serves 555 people · EPA ID TX0720028
Water Source	Purchased surface water from CITY OF DUBLIN
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Totelcom Fixed Wireless	25 / 6

May also be available: T-Mobile, United Electric Cooperative Services.

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