Cabarrus County property record for 820 Chastain Ave, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,608 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Feb 2006) |
| Tax Bill | $2,996 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11045G0158.000000 |
| Primary APN | 11045G0158.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,608 sqft Living Area |
| Gross Area | 4,182 sqft |
| 1st Floor Area | 1,606 sqft |
| Upper Floors Area | 2,002 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 348 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 41807 |
|---|---|
| Street Address | 820 CHASTAIN AVE |
| City | CONCORD |
| State | NC |
| Zip | 28025-7080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CO |
| Legal Description | LT 158 BRANDON RIDGE PH 2 |
| Legal Subdivision | BRANDON RIDGE |
| Legal Lot Number | 158 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 40501 |
820 Chastain Ave is owned and occupied by two individuals who bought it in February 2006.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 CHASTAIN AVE, CONCORD, NC 28025-7080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2006 · Amount on File |
| Deed Sale | Feb 16, 2006 · Amount on File |
| Deed Book / Page | 6550 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 820 CHASTAIN AVE, CONCORD, NC 28025-7080 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | SERVICELINK PITTSBURGH |
| Name | Verified Name |
|---|---|
| Address | 820 CHASTAIN AVE, CONCORD, NC 28025-7080 |
| Document Number | 0016152317 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 16152/317 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,150 Land $62,000 Building $350,150 | ||
| 2024 | $412,150 (+67.85%) Land $62,000 Building $350,150 | ||
| 2023 | $2,996.00 | $245,550 Land $40,000 Building $205,550 | $245,550 Land $40,000 Building $205,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Chastain Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Chastain Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Verizon.
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