817 Chastain Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 817 Chastain Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,842 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Apr 2006)
Tax Bill	$2,618 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11045G0170.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0170.000000`
Alternative APNs	`5538 38 8250` `41795`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,842 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,616 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	125 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	41795
Street Address	817 CHASTAIN AVE
City	CONCORD
State	NC
Zip	28025-7080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 170 BRANDON RIDGE
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	170
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5013
Census Tract	40501

Owner

817 Chastain Ave is owned and occupied by two individuals who bought it in April 2006.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 CHASTAIN AVE, CONCORD, NC 28025-7080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2006 · Amount on File
Deed Sale	Apr 12, 2006 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Book / Page	6668 / 343
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	817 CHASTAIN AVE, CONCORD, NC 28025-7080
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 CHASTAIN AVE, CONCORD, NC 28025-7080

Mortgage

Document Number	0016664162
Date	Sep 28, 2023
Book Page	16664/162

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 8, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	817 CHASTAIN AVE, CONCORD, NC 28025-7080
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001448567
Date	Sep 10, 2020
Book Page	14485/67

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,090 Land $62,000 Building $306,090
2024			$368,090 (+71.51%) Land $62,000 Building $306,090
2023	$2,618.00	$214,620 Land $40,000 Building $174,620	$214,620 Land $40,000 Building $174,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Chastain Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Chastain Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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