Williamson County property record for 820 Charming Ct, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,021 sqft · built 2016 |
| Lot Size | 0.173 acres (7,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Nov 2019) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094077L L 01400 |
| Primary APN | 094077L L 01400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 3,021 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,561 sqft |
| Lot Dimensions | 145 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 820 CHARMING CT |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-2888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD TYWATER CROSSING SEC4 PB 61 PG 145 LOT 0063 |
| Legal Subdivision | TYWATER CROSSING |
| Legal Lot Number | 63 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50603 |
820 Charming Ct is owned and occupied by an individual who bought it in November 2019.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 820 CHARMING CT, FRANKLIN, TN 37064-2888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Dec 9, 2016 · Amount on File |
| Deed Document Number | 19046944 |
| Deed Book / Page | 7801 / 0106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 820 CHARMING CT, FRANKLIN, TN 37064-2888 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088490824 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 8849/824 |
| Instrument | 21074059 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Nov 7, 2019 |
| Property Address | 820 CHARMING CT, FRANKLIN, TN 37064-2888 |
| Document Number | 0078010106 |
| Book / Page | 7801 / 0106 |
| Map Reference | MB P61 PG 145 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 19046944 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | BANKERS TITLE & ESCROW CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,905.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 CHARMING CT, FRANKLIN, TN 37064-2888 |
| Document Number | 0019046945 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 19046945 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 820 Charming Ct was $3,332, down 43.5% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,332.00 (-43.49%) | $212,775 Land $55,000 Building $157,775 | $851,100 Land $220,000 Building $631,100 |
| 2024 | $5,896.00 (+1%) | ||
| 2023 | $2,948.00 | $136,700 (-) Land $30,000 Building $106,700 | $546,800 (-) Land $120,000 Building $426,800 |
| 2022 | $2,948.00 | $136,700 Land $30,000 Building $106,700 | $546,800 Land $120,000 Building $426,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 Charming Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Charming Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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