82 Waterfront Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 82 Waterfront Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,551 sqft · built 2012
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$330,700 (Jan 2013)
Tax Bill	$8,020 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000706-1390`

Property Details

APN / Parcel Number

Primary APN	`000706-1390`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,551 sqft Living Area
Gross Area	4,509 sqft
1st Floor Area	2,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	345 sqft
Porch	Finished Screened Porch
Porch Area	528 sqft
Patio Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	82 WATERFRONT DR
City	SAINT JOHNS
State	FL
Zip	32259-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	67/8-13 RIVERTOWN LAKES 2 LOT 139 OR3665/1646
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	RIVERTOWN LAKES 2
Legal Block	1
Legal Lot Number	139
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1034
Census Tract	20807

Owner

82 Waterfront Dr is owned and occupied by two individuals who bought it in January 2013.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 WATERFRONT DR, SAINT JOHNS, FL 32259-8650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2013 · Amount on File
Deed Sale	Jan 2, 2013 · Amount on File
Deed Document Number	2013264
Deed Book / Page	3665 / 1646
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	82 WATERFRONT DR, SAINT JOHNS, FL 32259-8650
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043871022
Date	Jun 12, 2017
Book Page	4387/1022
Instrument	2017040278

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 82 Waterfront Dr was $8,020 with a homeowner's exemption, up 10.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,994 (+2.7%)	$601,168 (-16.06%) Land $135,000 Building $466,168
2025	$8,020.00 (+10.16%) Homeowner's exemption	$385,583 (+2.9%)	$716,162 (-3.97%) Land $150,000 Building $566,162
2024	$7,280.00 (+2.25%) Homeowner's exemption	$374,716 (+3%)	$745,805 (+6.51%) Land $130,000 Building $615,805
2023	$7,120.00 (+1.95%) Homeowner's exemption	$363,802 (+3%)	$700,240 (+12.87%) Land $115,000 Building $585,240
2022	$6,984.00 Homeowner's exemption	$353,206	$620,396 Land $112,000 Building $508,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Waterfront Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Waterfront Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20