St. Johns County property record for 28 Waterfront Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,082 sqft · built 2013 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $425,000 (Jun 2021) |
| Tax Bill | $8,537 (2025) |
| Deeds & Mortgages | Jun 2021 Sale Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000706-1350 |
| Primary APN | 000706-1350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| Gross Area | 2,763 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28 WATERFRONT DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 67/8-13 RIVERTOWN LAKES 2 LOT 135 OR5305/1953 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN LAKES 2 |
| Legal Block | 1 |
| Legal Lot Number | 135 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20807 |
28 Waterfront Dr is owned by a company that bought it in June 2021.
Source: St. Johns County records, as of October 12, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Aug 25, 2017 | Warranty Deed, Transfer · FHA Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Aug 25, 2017 · Amount on File |
| Deed Document Number | 202172934 |
| Deed Book / Page | 5305 / 1953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2021 |
| Property Address | 28 WATERFRONT DR, SAINT JOHNS, FL 32259-8650 |
| Document Number | 0053051953 |
| Book / Page | 5305 / 1953 |
| Map Reference | MB 67 PG 8-13 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021072934 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 MOONSTONE DR, 310, EAST PALATKA, FL 32131-4325 |
| Name | Verified Name |
|---|---|
| Address | 8390 E VIA DE VENTURA F-110 #303 # 303, 303, SCOTTSDALE, AZ 85258-3188 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 25, 2017 |
| Property Address | 28 WATERFRONT DR, SAINT JOHNS, FL 32259-8650 |
| Document Number | 0044261173 |
| Book / Page | 004426 / 001173 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 59022 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 WATERFRONT DR ST JOHNS FL 322598650, ST JOHNS, FL 32259-8650 |
| Document Number | 44261175 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 004426/001175 |
| Instrument | 59023 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2047 |
The 2025 property tax bill for 28 Waterfront Dr was $8,537, up 6.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,603 (-17.03%) Land $90,000 Building $256,603 | $346,603 (-17.03%) Land $90,000 Building $256,603 | |
| 2025 | $8,537.00 (+6.71%) | $417,726 | $417,726 Land $140,000 Building $277,726 |
| 2024 | $8,000.00 (+4.78%) | ||
| 2023 | $7,635.00 (+6.49%) | $397,983 (+10.64%) | $397,983 (+10.64%) Land $110,000 Building $287,983 |
| 2022 | $7,170.00 | $359,713 | $359,713 Land $106,400 Building $253,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Waterfront Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Waterfront Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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