82 Walton Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 82 Walton Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 2,776 sqft · built 2020
Lot Size	0.114 acres (4,966 sqft)
Owner	Company Name on Record
Last Sale	$1,800,000 (Oct 2021)
Tax Bill	$9,952 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00H-0020`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00H-0020`
Alternative APNs	`32-221-42050-00H-0020` `1071856`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,776 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	1,086 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	82 WALTON DR
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 2 BLK H FRANGISTA BEACH 2ND ADDITION PB 3-41 OR 1754-243 OR 2475-1996 OR 2619-2550 OR 2619-4024 OR 3085-1817 OR 3163-3520 OR 3223-579
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADDITION
Legal Block	H
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9363 PARAGON MILLS LN, DAYTON, OH 45458-4185
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 29, 2021	Warranty Deed, Transfer AQUA TITLE SERVICES
Oct 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2019	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Sep 18, 2018	Warranty Deed, Transfer · Commercial Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	202154151
Deed Book / Page	3223 / 579
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	82 WALTON DR, MIRAMAR BEACH, FL 32550
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032320864
Date	Dec 30, 2021
Book Page	3232/864
Instrument	20210064592

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.97%
Type Change Date	Jan 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.97%
Index	Other
Margin	3
Max Rate	7.97%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 29, 2021
Property Address	82 WALTON DR, MIRAMAR BEACH, FL 32550
Document Number	0032230579
Book / Page	3223 / 579
Map Reference	MB 3 PG 41
Instrument Date	Oct 29, 2021
Instrument	20210054151
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 LOCUST AVE SE, 1305, HUNTSVILLE, AL 35801-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9363 PARAGON MILLS LN, CENTERVILLE, OH 45458-4185

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 12, 2020
Property Address	82 WALTON DR, MIRAMAR BEACH, FL 32550
Document Number	0031633520
Book / Page	3163 / 3520
Map Reference	MB 3 PG 41
Instrument Date	Sep 22, 2020
Instrument	20200040291
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BARRY TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,545.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 PRITCHARD RD, 146, MIRAMAR BEACH, FL 32550-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WALTON DR, MIRAMAR BEACH, FL 32550-4639

Mortgage

Document Number	0031633522
Date	Oct 12, 2020
Instrument	3163/3522

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	82 WALTON DR, MIRAMAR BEACH, FL 32550
Document Number	0031120486
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	WALTON DR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	0031120486
Date	Jul 18, 2019
Book Page	003112/000486
Instrument	24244

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 17, 2022

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 18, 2018
Property Address	82 WALTON DR, MIRAMAR BEACH, FL 32550
Document Number	0030851817
Book / Page	3085 / 1817
Map Reference	MB3 PG41
Instrument Date	Aug 30, 2018
Instrument	2018000031575
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	H &S TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5203 BELLA CASA PL, 5203, PANAMA CITY, FL 32408-7933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 PRITCHARD RD, MIRAMAR BEACH, FL 32550-3947

Mortgage

Document Number	2018000031576
Date	Sep 18, 2018
Instrument	2018000031576

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,952.00 (-33.23%)	$1,101,446 (-34.31%) Land $400,000 Building $701,446	$1,101,446 (-34.31%) Land $400,000 Building $701,446
2024	$14,904.00 (+3.72%)
2023	$14,370.00 (+13.88%)	$1,676,760 (+23.14%) Land $495,000 Building $1,181,760	$1,676,760 (+23.14%) Land $495,000 Building $1,181,760
2022	$12,619.00	$1,361,658 Land $212,288 Building $1,149,370	$1,361,658 Land $212,288 Building $1,149,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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