34 Walton Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 34 Walton Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 3,380 sqft · built 2023
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,930,223 (Oct 2023)
Tax Bill	$11,218 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00H-0070`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00H-0070`
Alternative APNs	`32-221-42050-00H-0070` `1071861`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,380 sqft Living Area
Gross Area	3,966 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34 WALTON DR
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 7 BLK H FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2475-1996 OR 2619-2550 OR 2619-4021 OR 2714-1820 OR 2744-2674 OR 3199-3383 OR 3257-3001 OR 3304-3325
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BCH 2ND ADD
Legal Block	H
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10410 CAPISTRANO LN, ORLAND PARK, IL 60467-8248
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK NA
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Jun 24, 2022	Warranty Deed, Transfer SETCO SERVICES LLC
May 26, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	202336792
Deed Book / Page	3304 / 3325
Prior Transfer Date	Mar 24, 2006
Prior Transfer Doc	0027141819
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	34 WALTON DR, MIRAMAR BEACH, FL 32550-4639
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WALTON DR, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	0033700625
Date	Sep 8, 2025
Book Page	3370/625
Instrument	20250032129

Lender

Name	SOUTHSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Max Rate	12%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 11, 2023
Property Address	34 WALTON DR, MIRAMAR BEACH, FL 32550-4639
Document Number	0033043325
Book / Page	3304 / 3325
Map Reference	MB 3 PG 41
Instrument Date	Oct 10, 2023
Instrument	20230036792
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,512.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12889 US HIGHWAY 98 W # W112B, W112B, MIRAMAR BEACH, FL 32550-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10410 CAPISTRANO LN, ORLAND PARK, IL 60467-8248

Mortgage

Document Number	0033043327
Date	Oct 11, 2023
Instrument	3304/3327

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 24, 2022
Property Address	34 WALTON DR, MIRAMAR BEACH, FL 32550-4639
Document Number	0032573001
Book / Page	3257 / 3001
Map Reference	MB 3 PG 41
Instrument Date	Jun 23, 2022
Instrument	20220029617
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11119 WINGED FOOT DR, SELLERSBURG, IN 47172-8351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12889 US HIGHWAY 98 W STE 112B, 112B, MIRAMAR BEACH, FL 32550-3203

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 26, 2021
Property Address	34 WALTON DR, MIRAMAR BEACH, FL 32550-4639
Document Number	0031993383
Book / Page	3199 / 3383
Map Reference	MB 3 PG 41
Instrument Date	May 24, 2021
Instrument	20210026397
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 ANGLESEY DR, DAVIDSONVILLE, MD 21035-1263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11119 WINGED FOOT DR, SELLERSBURG, IN 47172-8351
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2020
Property Address	MIRAMAR BEACH, FL 32550
Document Number	0031731996
Book / Page	003173 / 001996
Instrument Date	Dec 9, 2020
Instrument	51343
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9115 MIRAMAR BEACH FL 325501021, MIRAMAR BEACH, FL 32550-1021

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,218.00 (-19.08%)	$1,241,538 (+150.82%) Land $400,000 Building $841,538	$1,241,538 (+150.82%) Land $400,000 Building $841,538
2024	$13,863.00 (+208.27%)
2023	$4,497.00 (+71.44%)	$495,000 (+74.88%) Land $495,000	$495,000 (+74.88%) Land $495,000
2022	$2,623.00	$283,050 Land $283,050	$283,050 Land $283,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

Nearby Properties on Walton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures