82 Thayer St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 82 Thayer St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	8 bd · 2.5 ba · 4,057 sqft · built 1942
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Jun 2021)
Tax Bill	$8,913 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M12520`

Property Details

APN / Parcel Number

Primary APN	`M12520`
Alternative APNs	`LOWE M:122 B:5665 L:82` `M:000122 T:M12520`

Interior

Bedrooms	8 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,057 sqft Living Area
Gross Area	6,407 sqft
1st Floor Area	1,575 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M12520
Street Address	82 THAYER ST
City	LOWELL
State	MA
Zip	01851-3241
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	5665
Legal Lot Number	82
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1016
Census Tract	311800

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 THAYER ST, LOWELL, MA 01851-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Quit Claim Deed, Transfer · FHA Mortgage BAY EQUITY LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	202136774
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	035908-246
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 23, 2021
Property Address	82 THAYER ST, LOWELL, MA 01851-3241
Document Number	035908-246
Book / Page	35908 / 246
Instrument Date	Jun 22, 2021
Instrument	36774
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RINDO PARK DR, LOWELL, MA 01851-3413

Mortgage

Document Number	0000036775
Date	Jun 23, 2021
Instrument	36775

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	82 THAYER ST, LOWELL, MA 01851-3241
Document Number	31142-187
Book / Page	031142 / 000187
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31142-187
Date	May 24, 2017
Book Page	031142/000187
Instrument	21178

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,913.00 (+5.45%)	$785,300 (+6.67%) Land $134,700 Building $650,600	$738,696
2025	$8,452.00 (+8.78%)	$736,200 (+12.84%) Land $118,800 Building $617,400
2024	$7,770.00 (+7.29%)	$652,400 (+11.88%) Land $111,000 Building $541,400
2023	$7,242.00	$583,100 Land $96,500 Building $486,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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