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81 Thayer St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 81 Thayer St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details8 bd · 2 ba · 2,850 sqft · built 1910
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$226,054 (May 2017)
Tax Bill$7,675 (2026)
Deeds & MortgagesAug 2018 Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNB17075

Property Details

APN / Parcel Number

Primary APNB17075
Alternative APNs
  • LOWE M:122 B:5665 L:81
  • M:000122 T:B17075

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Units2 Units
Stories2 Stories
Building Area2,850 sqft Living Area
Gross Area5,902 sqft
1st Floor Area1,367 sqft
Basement Area1,367 sqft
Unfinished Basement1,367 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberB17075
Street Address81 THAYER ST
CityLOWELL
StateMA
Zip01851-3240
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block5665
Legal Lot Number81
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2002
Census Tract311800

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address27 LANE ST, LOWELL, MA 01851-2609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2018Deed of Trust, Mortgage
HOME LN & INVEST BK
Jul 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ALIGN CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2017 · Amount on File
Deed SaleMay 8, 2017 · Amount on File
Prior SaleAug 29, 2016 · Amount on File
Deed Book / Page31101 / 28
Transfer Doc0031101-28
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address81 THAYER ST, LOWELL, MA 01851-3240
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032340-17
DateAug 20, 2018
Book Page32340/17
Instrument36044
Lender
NameHOME LN & INVEST BK
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address81 THAYER ST, LOWELL, MA 01851-3240
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034344-162
DateJul 10, 2020
Book Page34344/162
Instrument31029
Lender
NameALIGN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,675.00 (+5.56%)$676,200 (+6.76%) Land $125,000 Building $551,200$732,571
2025$7,271.00 (+8.04%)$633,400 (+12.09%) Land $110,300 Building $523,100
2024$6,730.00 (+7.37%)$565,100 (+11.97%) Land $103,100 Building $462,000
2023$6,268.00$504,700 Land $89,600 Building $415,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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